C
First Secure State Bank
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First Secure State Bank
Wonder Lake, IL
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Rating C
Asset Quality Index 5.30
Capitalization Index 10.00
Liquidity Index 3.20
Profitability Index 3.70
Stability Index 6.70
Company Info First Secure State Bank
Wonder Lake, IL
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FDIC Number 22971
Phone Number (815) 728-8645
Website www.thestatebankgroup.com
Asset Quality First Secure State Bank
Wonder Lake, IL
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1-Year Asset Growth 2.62%
5-Year Asset Growth 3.17%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans -0.08%
Non-Performing Assets to Assets 0.85%
Non-Performing Loans to Capital 6.56%
Non-Performing Loans to Loans 1.38%
Balance Sheet First Secure State Bank
Wonder Lake, IL
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Total Assets 301.89M
Total Deposits 246.74M
Capital and Reserves First Secure State Bank
Wonder Lake, IL
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Capital 37.27M
Leverage Ratio 12.64
Loan Loss Reserves to Loans 1.11%
Risk-Based Capital Ratio 18.46
Liquidity First Secure State Bank
Wonder Lake, IL
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Hot Money Ratio 16.73%
Liquidity Ratio 26.84%
Profitability First Secure State Bank
Wonder Lake, IL
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5-Year Return on Average Assets 0.39%
Net Income 1.84M
Net Interest Spread 3.80%
Operating Profit to Average Assets 0.90%
Overhead Efficiency Ratio 74.88%
Return on Assets 0.64%
Return on Equity 5.15%