| Weiss Ratings |
Community State Bank
Spencer, IA |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 8.10 | |||
| Capitalization Index | 9.10 | |||
| Liquidity Index | 4.10 | |||
| Profitability Index | 5.30 | |||
| Stability Index | 5.70 | |||
| Company Info |
Community State Bank
Spencer, IA |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 230 | |||
| Phone Number | (712) 262-3030 | |||
| Website | www.ecommunitybank.org/ | |||
| Asset Quality |
Community State Bank
Spencer, IA |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 4.32% | |||
| 5-Year Asset Growth | 8.03% | |||
| 5-Year Charge-Offs to Average Loans | 0.01% | |||
| Charge-Offs to Average Loans | 0.11% | |||
| Non-Performing Assets to Assets | 0.51% | |||
| Non-Performing Loans to Capital | 1.50% | |||
| Non-Performing Loans to Loans | 0.35% | |||
| Balance Sheet |
Community State Bank
Spencer, IA |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 342.58M | |||
| Total Deposits | 291.16M | |||
| Capital and Reserves |
Community State Bank
Spencer, IA |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 28.49M | |||
| Leverage Ratio | 10.38 | |||
| Loan Loss Reserves to Loans | 1.34% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Community State Bank
Spencer, IA |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 18.42% | |||
| Liquidity Ratio | 33.18% | |||
| Profitability |
Community State Bank
Spencer, IA |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 1.29% | |||
| Net Income | 4.13M | |||
| Net Interest Spread | 3.36% | |||
| Operating Profit to Average Assets | 1.31% | |||
| Overhead Efficiency Ratio | 58.33% | |||
| Return on Assets | 1.27% | |||
| Return on Equity | 16.62% | |||