B
The Bank of Magnolia Company
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Bank of Magnolia Company
Magnolia, OH
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Rating B
Asset Quality Index 9.10
Capitalization Index 10.00
Liquidity Index 3.00
Profitability Index 6.10
Stability Index 7.40
Company Info The Bank of Magnolia Company
Magnolia, OH
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FDIC Number 2300
Phone Number (330) 866-9392
Website bankofmagnolia.com
Asset Quality The Bank of Magnolia Company
Magnolia, OH
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1-Year Asset Growth 4.92%
5-Year Asset Growth 3.59%
5-Year Charge-Offs to Average Loans -0.02%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.03%
Non-Performing Loans to Capital 0.22%
Non-Performing Loans to Loans 0.05%
Balance Sheet The Bank of Magnolia Company
Magnolia, OH
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Total Assets 105.30M
Total Deposits 91.11M
Capital and Reserves The Bank of Magnolia Company
Magnolia, OH
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Capital 12.96M
Leverage Ratio 12.56
Loan Loss Reserves to Loans 1.11%
Risk-Based Capital Ratio 23.16
Liquidity The Bank of Magnolia Company
Magnolia, OH
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Hot Money Ratio 12.46%
Liquidity Ratio 26.30%
Profitability The Bank of Magnolia Company
Magnolia, OH
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5-Year Return on Average Assets 0.83%
Net Income 1.31M
Net Interest Spread 4.97%
Operating Profit to Average Assets 1.57%
Overhead Efficiency Ratio 67.52%
Return on Assets 1.25%
Return on Equity 10.40%