B
Oregon Pacific Banking Co.
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Oregon Pacific Banking Co.
Florence, OR
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Rating B
Asset Quality Index 6.60
Capitalization Index 9.90
Liquidity Index 2.60
Profitability Index 6.00
Stability Index 5.70
Company Info Oregon Pacific Banking Co.
Florence, OR
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FDIC Number 23007
Phone Number (541) 997-7121
Website www.oregonpacificbank.com
Asset Quality Oregon Pacific Banking Co.
Florence, OR
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1-Year Asset Growth 4.58%
5-Year Asset Growth 10.17%
5-Year Charge-Offs to Average Loans -0.02%
Charge-Offs to Average Loans 0.03%
Non-Performing Assets to Assets 0.31%
Non-Performing Loans to Capital 2.61%
Non-Performing Loans to Loans 0.39%
Balance Sheet Oregon Pacific Banking Co.
Florence, OR
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Total Assets 811.85M
Total Deposits 709.04M
Capital and Reserves Oregon Pacific Banking Co.
Florence, OR
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Capital 87.54M
Leverage Ratio 10.96
Loan Loss Reserves to Loans 1.37%
Risk-Based Capital Ratio 15.94
Liquidity Oregon Pacific Banking Co.
Florence, OR
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Hot Money Ratio 6.36%
Liquidity Ratio 24.83%
Profitability Oregon Pacific Banking Co.
Florence, OR
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5-Year Return on Average Assets 1.13%
Net Income 9.34M
Net Interest Spread 3.97%
Operating Profit to Average Assets 1.52%
Overhead Efficiency Ratio 65.59%
Return on Assets 1.15%
Return on Equity 10.96%