C
The First State Bank
Rating Date
April 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The First State Bank
Boise City, OK
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Rating C
Asset Quality Index 6.70
Capitalization Index 6.80
Liquidity Index 0.10
Profitability Index 9.20
Stability Index 3.70
Company Info The First State Bank
Boise City, OK
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FDIC Number 2301
Phone Number (580) 544-2591
Website www.fsbboisecity.com
Asset Quality The First State Bank
Boise City, OK
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1-Year Asset Growth 8.55%
5-Year Asset Growth 17.35%
5-Year Charge-Offs to Average Loans 0.12%
Charge-Offs to Average Loans 0.11%
Non-Performing Assets to Assets 0.04%
Non-Performing Loans to Capital 0.61%
Non-Performing Loans to Loans 0.05%
Balance Sheet The First State Bank
Boise City, OK
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Total Assets 147.98M
Total Deposits 129.92M
Capital and Reserves The First State Bank
Boise City, OK
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Capital 10.62M
Leverage Ratio 8.78
Loan Loss Reserves to Loans 0.42%
Risk-Based Capital Ratio --
Liquidity The First State Bank
Boise City, OK
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Hot Money Ratio 22.36%
Liquidity Ratio 3.98%
Profitability The First State Bank
Boise City, OK
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5-Year Return on Average Assets 2.14%
Net Income 2.86M
Net Interest Spread 4.30%
Operating Profit to Average Assets 2.08%
Overhead Efficiency Ratio 51.68%
Return on Assets 2.08%
Return on Equity 28.77%