C
The First State Bank
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The First State Bank
Boise City, OK
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Rating C
Asset Quality Index 5.90
Capitalization Index 8.30
Liquidity Index 0.10
Profitability Index 9.90
Stability Index 3.70
Company Info The First State Bank
Boise City, OK
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FDIC Number 2301
Phone Number (580) 544-2591
Website www.fsbboisecity.com
Asset Quality The First State Bank
Boise City, OK
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1-Year Asset Growth 4.36%
5-Year Asset Growth 17.35%
5-Year Charge-Offs to Average Loans 0.09%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.04%
Non-Performing Loans to Capital 2.48%
Non-Performing Loans to Loans 0.05%
Balance Sheet The First State Bank
Boise City, OK
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Total Assets 154.27M
Total Deposits 133.61M
Capital and Reserves The First State Bank
Boise City, OK
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Capital 13.73M
Leverage Ratio 9.87
Loan Loss Reserves to Loans 0.53%
Risk-Based Capital Ratio --
Liquidity The First State Bank
Boise City, OK
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Hot Money Ratio 22.11%
Liquidity Ratio 8.14%
Profitability The First State Bank
Boise City, OK
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5-Year Return on Average Assets 2.25%
Net Income 3.00M
Net Interest Spread 4.45%
Operating Profit to Average Assets 2.67%
Overhead Efficiency Ratio 36.86%
Return on Assets 2.67%
Return on Equity 33.06%