Major Rating Factors:
A current level of 22.0 percent of nonperforming loans to core capital combined with 3.6 percent from a year earlier contributes to the Fair asset quality (3.7). Operating profits as a percentage of assets at 0.9%, coupled with a return on assets of 0.7 has resulted in Weak (2.4) profitability.
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 42.1 and a capital leverage ratio of 25.2. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (9.3 on a scale of 0 to 10).
Asset Mix:
Comm re (28%), cash (25%), home mtgs (24%), home eq lns (7%), comm loans (1%), securities (0%), consumer loans (0%), other (15%)
States with Branches:
CA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
CKH Capital, Inc.
Investment Rating
--
Address
1235 South Garfield Avenue
Alhambra, CA 91801
Alhambra, CA 91801
Phone Number
(626) 284-5555
Year Founded
1980
FDIC Number
Website
Largest Affiliates
No affiliate information available.