Alpine Bank
Major Rating Factors:
A current level of 2.2 percent of nonperforming loans to core capital combined with 1.0 percent from a year earlier contributes to the Excellent asset quality (8.5). Excellent current capitalization (7.8 on a scale of 0 to 10) based on a risk-based capital ratio of 15.5 and a capital leverage ratio of 10.0.
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.6 on a scale of 0 to 10). Operating profits as a percentage of assets at 1.4%, coupled with a return on assets of 1.1 has resulted in Good (5.3) profitability.
Asset Mix:
Securities (25%), comm re (20%), home mtgs (20%), home eq lns (8%), cash (7%), comm loans (2%), consumer loans (1%), other (17%)
States with Branches:
CO
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Alpine Banks of Colorado
Investment Rating
--
Address
2200 Grand Avenue
Glenwood Springs, CO 81601
Glenwood Springs, CO 81601
Phone Number
(970) 945-2424
Year Founded
1973
FDIC Number
Website
Largest Affiliates
No affiliate information available.