C
Commercial Savings Bank
CarrollIA
Rating Date
October 2025
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Capital Ratio
Leverage
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Weiss Ratings Commercial Savings Bank
Carroll, IA
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Rating C
Asset Quality Index 6.90
Capitalization Index 6.40
Liquidity Index 1.20
Profitability Index 5.80
Stability Index 4.30
Company Info Commercial Savings Bank
Carroll, IA
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FDIC Number 231
Phone Number (712) 792-4346
Website www.csbcarroll.com/
Asset Quality Commercial Savings Bank
Carroll, IA
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1-Year Asset Growth 4.76%
5-Year Asset Growth 12.70%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.01%
Non-Performing Loans to Capital 2.14%
Non-Performing Loans to Loans 0.02%
Balance Sheet Commercial Savings Bank
Carroll, IA
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Total Assets 311.82M
Total Deposits 255.54M
Capital and Reserves Commercial Savings Bank
Carroll, IA
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Capital 25.36M
Leverage Ratio 8.38
Loan Loss Reserves to Loans 0.92%
Risk-Based Capital Ratio 13.30
Liquidity Commercial Savings Bank
Carroll, IA
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Hot Money Ratio 32.24%
Liquidity Ratio 17.87%
Profitability Commercial Savings Bank
Carroll, IA
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5-Year Return on Average Assets 1.08%
Net Income 2.63M
Net Interest Spread 3.00%
Operating Profit to Average Assets 1.71%
Overhead Efficiency Ratio 46.78%
Return on Assets 1.65%
Return on Equity 21.91%