B
Huron State Bank
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Huron State Bank
Rogers City, MI
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Rating B
Asset Quality Index 5.60
Capitalization Index 10.00
Liquidity Index 3.50
Profitability Index 3.00
Stability Index 8.00
Company Info Huron State Bank
Rogers City, MI
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FDIC Number 23126
Phone Number (989) 734-4734
Website www.huronnationalbank.com
Asset Quality Huron State Bank
Rogers City, MI
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1-Year Asset Growth 5.30%
5-Year Asset Growth 8.03%
5-Year Charge-Offs to Average Loans -0.13%
Charge-Offs to Average Loans -0.11%
Non-Performing Assets to Assets 1.37%
Non-Performing Loans to Capital 9.52%
Non-Performing Loans to Loans 2.29%
Balance Sheet Huron State Bank
Rogers City, MI
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Total Assets 96.85M
Total Deposits 84.80M
Capital and Reserves Huron State Bank
Rogers City, MI
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Capital 10.87M
Leverage Ratio 12.67
Loan Loss Reserves to Loans 1.46%
Risk-Based Capital Ratio --
Liquidity Huron State Bank
Rogers City, MI
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Hot Money Ratio 22.26%
Liquidity Ratio 40.47%
Profitability Huron State Bank
Rogers City, MI
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5-Year Return on Average Assets 1.09%
Net Income 620.00K
Net Interest Spread 3.42%
Operating Profit to Average Assets 1.02%
Overhead Efficiency Ratio 71.15%
Return on Assets 0.91%
Return on Equity 7.88%