B
Huron State Bank
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Huron State Bank
Rogers City, MI
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Rating B
Asset Quality Index 5.80
Capitalization Index 10.00
Liquidity Index 3.20
Profitability Index 3.30
Stability Index 8.00
Company Info Huron State Bank
Rogers City, MI
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FDIC Number 23126
Phone Number (989) 734-4734
Website www.huronnationalbank.com
Asset Quality Huron State Bank
Rogers City, MI
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1-Year Asset Growth 6.86%
5-Year Asset Growth 8.03%
5-Year Charge-Offs to Average Loans -0.13%
Charge-Offs to Average Loans -0.09%
Non-Performing Assets to Assets 1.24%
Non-Performing Loans to Capital 8.36%
Non-Performing Loans to Loans 1.98%
Balance Sheet Huron State Bank
Rogers City, MI
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Total Assets 88.86M
Total Deposits 76.99M
Capital and Reserves Huron State Bank
Rogers City, MI
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Capital 10.59M
Leverage Ratio 12.78
Loan Loss Reserves to Loans 1.49%
Risk-Based Capital Ratio --
Liquidity Huron State Bank
Rogers City, MI
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Hot Money Ratio 23.57%
Liquidity Ratio 37.09%
Profitability Huron State Bank
Rogers City, MI
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5-Year Return on Average Assets 1.09%
Net Income 436.00K
Net Interest Spread 3.44%
Operating Profit to Average Assets 1.04%
Overhead Efficiency Ratio 70.73%
Return on Assets 0.97%
Return on Equity 8.41%