Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 11.8. Operating profits as a percentage of assets at 1.6%, coupled with a return on assets of 1.6 has resulted in Good (5.6) profitability.
Other Rating Factors:
A current level of 11.9 percent of nonperforming loans to core capital combined with 2.1 percent from a year earlier contributes to the Good asset quality (5.5). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.0 on a scale of 0 to 10).
Asset Mix:
Securities (32%), comm loans (16%), comm re (9%), home mtgs (7%), consumer loans (4%), cash (3%), other (28%)
States with Branches:
OK
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Carson Financial Holding Company, Inc.
Investment Rating
--
Address
24 West Division
Stilwell, OK 74960
Stilwell, OK 74960
Phone Number
(918) 696-7745
Year Founded
1903
FDIC Number
Website
Largest Affiliates
No affiliate information available.