Woodforest National Bank
Major Rating Factors:
A current level of 10.2 percent of nonperforming loans to core capital combined with 19.3 percent from a year earlier contributes to the Fair asset quality (4.3). Operating profits as a percentage of assets at 1.3%, coupled with a return on assets of 1.3 has resulted in Fair (3.8) profitability.
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.8 on a scale of 0 to 10). Good current capitalization (5.2 on a scale of 0 to 10) based on a risk-based capital ratio of 11.1 and a capital leverage ratio of 8.8.
Asset Mix:
Comm loans (30%), comm re (23%), securities (13%), cash (9%), home mtgs (2%), consumer loans (1%), other (22%)
States with Branches:
AL, FL, GA, IL, IN, KY, LA, MD, MS, NC, NY, OH, PA, SC, TX, VA, WV
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Woodforest Financial Group, Inc.
Investment Rating
--
Address
1330 Lake Robbins Drive
The Woodlands, TX 77380
The Woodlands, TX 77380
Phone Number
(832) 375-2505
Year Founded
1980
FDIC Number
Website
Largest Affiliates
No affiliate information available.