C
Woodforest National Bank
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Woodforest National Bank
The Woodlands, TX
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Rating C
Asset Quality Index 4.30
Capitalization Index 5.50
Liquidity Index 3.20
Profitability Index 6.40
Stability Index 8.30
Company Info Woodforest National Bank
The Woodlands, TX
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FDIC Number 23220
Phone Number (832) 375-2505
Website www.woodforest.com
Asset Quality Woodforest National Bank
The Woodlands, TX
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1-Year Asset Growth 4.59%
5-Year Asset Growth 2.44%
5-Year Charge-Offs to Average Loans 0.54%
Charge-Offs to Average Loans 1.14%
Non-Performing Assets to Assets 1.59%
Non-Performing Loans to Capital 12.68%
Non-Performing Loans to Loans 2.19%
Balance Sheet Woodforest National Bank
The Woodlands, TX
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Total Assets 9.25B
Total Deposits 8.44B
Capital and Reserves Woodforest National Bank
The Woodlands, TX
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Capital 756.56M
Leverage Ratio 8.81
Loan Loss Reserves to Loans 1.34%
Risk-Based Capital Ratio 11.78
Liquidity Woodforest National Bank
The Woodlands, TX
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Hot Money Ratio 4.80%
Liquidity Ratio 19.32%
Profitability Woodforest National Bank
The Woodlands, TX
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5-Year Return on Average Assets 1.85%
Net Income 139.95M
Net Interest Spread 4.48%
Operating Profit to Average Assets 1.52%
Overhead Efficiency Ratio 74.79%
Return on Assets 1.52%
Return on Equity 19.46%