| Weiss Ratings |
California Pacific Bank
Hayward, CA |
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| Rating | ||||
| Asset Quality Index | 0.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.30 | |||
| Profitability Index | 7.80 | |||
| Stability Index | 10.00 | |||
| Company Info |
California Pacific Bank
Hayward, CA |
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| FDIC Number | 23242 | |||
| Phone Number | (415) 399-8000 | |||
| Website | www.calpacificbank.com | |||
| Asset Quality |
California Pacific Bank
Hayward, CA |
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| 1-Year Asset Growth | 4.73% | |||
| 5-Year Asset Growth | 3.67% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 16.25% | |||
| Non-Performing Loans to Capital | 28.37% | |||
| Non-Performing Loans to Loans | 15.93% | |||
| Balance Sheet |
California Pacific Bank
Hayward, CA |
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| Total Assets | 102.58M | |||
| Total Deposits | 59.15M | |||
| Capital and Reserves |
California Pacific Bank
Hayward, CA |
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| Capital | 41.96M | |||
| Leverage Ratio | 40.98 | |||
| Loan Loss Reserves to Loans | 6.92% | |||
| Risk-Based Capital Ratio | 41.77 | |||
| Liquidity |
California Pacific Bank
Hayward, CA |
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| Hot Money Ratio | 47.33% | |||
| Liquidity Ratio | 27.06% | |||
| Profitability |
California Pacific Bank
Hayward, CA |
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| 5-Year Return on Average Assets | 2.69% | |||
| Net Income | 953.00K | |||
| Net Interest Spread | 5.08% | |||
| Operating Profit to Average Assets | 2.71% | |||
| Overhead Efficiency Ratio | 49.65% | |||
| Return on Assets | 1.89% | |||
| Return on Equity | 4.60% | |||