| Weiss Ratings |
California Pacific Bank
Hayward, CA |
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| Rating | ||||
| Asset Quality Index | 0.60 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.80 | |||
| Profitability Index | 8.30 | |||
| Stability Index | 9.40 | |||
| Company Info |
California Pacific Bank
Hayward, CA |
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| FDIC Number | 23242 | |||
| Phone Number | (415) 399-8000 | |||
| Website | www.calpacificbank.com | |||
| Asset Quality |
California Pacific Bank
Hayward, CA |
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| 1-Year Asset Growth | 15.40% | |||
| 5-Year Asset Growth | 1.28% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 6.57% | |||
| Non-Performing Loans to Capital | 27.41% | |||
| Non-Performing Loans to Loans | 4.52% | |||
| Balance Sheet |
California Pacific Bank
Hayward, CA |
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| Total Assets | 98.23M | |||
| Total Deposits | 55.80M | |||
| Capital and Reserves |
California Pacific Bank
Hayward, CA |
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| Capital | 41.20M | |||
| Leverage Ratio | 41.66 | |||
| Loan Loss Reserves to Loans | 7.25% | |||
| Risk-Based Capital Ratio | 46.38 | |||
| Liquidity |
California Pacific Bank
Hayward, CA |
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| Hot Money Ratio | 45.13% | |||
| Liquidity Ratio | 39.81% | |||
| Profitability |
California Pacific Bank
Hayward, CA |
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| 5-Year Return on Average Assets | 2.64% | |||
| Net Income | 1.96M | |||
| Net Interest Spread | 6.40% | |||
| Operating Profit to Average Assets | 4.05% | |||
| Overhead Efficiency Ratio | 40.15% | |||
| Return on Assets | 2.83% | |||
| Return on Equity | 6.48% | |||