| Weiss Ratings |
California Pacific Bank
Hayward, CA |
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| Rating | ||||
| Asset Quality Index | 0.40 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.50 | |||
| Profitability Index | 6.80 | |||
| Stability Index | 9.40 | |||
| Company Info |
California Pacific Bank
Hayward, CA |
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| FDIC Number | 23242 | |||
| Phone Number | (415) 399-8000 | |||
| Website | www.calpacificbank.com | |||
| Asset Quality |
California Pacific Bank
Hayward, CA |
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| 1-Year Asset Growth | 17.98% | |||
| 5-Year Asset Growth | 3.56% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 16.86% | |||
| Non-Performing Loans to Capital | 28.62% | |||
| Non-Performing Loans to Loans | 16.95% | |||
| Balance Sheet |
California Pacific Bank
Hayward, CA |
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| Total Assets | 97.16M | |||
| Total Deposits | 55.33M | |||
| Capital and Reserves |
California Pacific Bank
Hayward, CA |
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| Capital | 40.55M | |||
| Leverage Ratio | 41.17 | |||
| Loan Loss Reserves to Loans | 7.52% | |||
| Risk-Based Capital Ratio | 44.51 | |||
| Liquidity |
California Pacific Bank
Hayward, CA |
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| Hot Money Ratio | 47.52% | |||
| Liquidity Ratio | 32.69% | |||
| Profitability |
California Pacific Bank
Hayward, CA |
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| 5-Year Return on Average Assets | 2.64% | |||
| Net Income | 1.31M | |||
| Net Interest Spread | 5.73% | |||
| Operating Profit to Average Assets | 2.61% | |||
| Overhead Efficiency Ratio | 48.15% | |||
| Return on Assets | 1.39% | |||
| Return on Equity | 3.23% | |||