| Weiss Ratings |
Community State Bank
Galva, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 4.10 | |||
| Capitalization Index | 6.70 | |||
| Liquidity Index | 0.50 | |||
| Profitability Index | 5.60 | |||
| Stability Index | 3.70 | |||
| Company Info |
Community State Bank
Galva, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 23257 | |||
| Phone Number | (309) 932-8181 | |||
| Website | www.commstatebank.com | |||
| Asset Quality |
Community State Bank
Galva, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 18.57% | |||
| 5-Year Asset Growth | 9.28% | |||
| 5-Year Charge-Offs to Average Loans | 0.37% | |||
| Charge-Offs to Average Loans | -0.02% | |||
| Non-Performing Assets to Assets | 0.80% | |||
| Non-Performing Loans to Capital | 9.88% | |||
| Non-Performing Loans to Loans | 1.17% | |||
| Balance Sheet |
Community State Bank
Galva, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 441.88M | |||
| Total Deposits | 399.08M | |||
| Capital and Reserves |
Community State Bank
Galva, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 41.17M | |||
| Leverage Ratio | 9.41 | |||
| Loan Loss Reserves to Loans | 1.45% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Community State Bank
Galva, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 26.59% | |||
| Liquidity Ratio | 17.74% | |||
| Profitability |
Community State Bank
Galva, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 1.36% | |||
| Net Income | 2.67M | |||
| Net Interest Spread | 3.96% | |||
| Operating Profit to Average Assets | 1.38% | |||
| Overhead Efficiency Ratio | 61.95% | |||
| Return on Assets | 1.30% | |||
| Return on Equity | 13.14% | |||