| Weiss Ratings |
Community State Bank
Galva, IL |
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| Rating | ||||
| Asset Quality Index | 4.20 | |||
| Capitalization Index | 6.50 | |||
| Liquidity Index | 0.20 | |||
| Profitability Index | 6.20 | |||
| Stability Index | 3.70 | |||
| Company Info |
Community State Bank
Galva, IL |
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| FDIC Number | 23257 | |||
| Phone Number | (309) 932-8181 | |||
| Website | www.commstatebank.com | |||
| Asset Quality |
Community State Bank
Galva, IL |
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| 1-Year Asset Growth | 4.14% | |||
| 5-Year Asset Growth | 11.37% | |||
| 5-Year Charge-Offs to Average Loans | 0.51% | |||
| Charge-Offs to Average Loans | -0.29% | |||
| Non-Performing Assets to Assets | 0.45% | |||
| Non-Performing Loans to Capital | 10.28% | |||
| Non-Performing Loans to Loans | 0.63% | |||
| Balance Sheet |
Community State Bank
Galva, IL |
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| Total Assets | 372.68M | |||
| Total Deposits | 331.75M | |||
| Capital and Reserves |
Community State Bank
Galva, IL |
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| Capital | 38.93M | |||
| Leverage Ratio | 10.19 | |||
| Loan Loss Reserves to Loans | 1.55% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Community State Bank
Galva, IL |
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| Hot Money Ratio | 27.44% | |||
| Liquidity Ratio | 17.78% | |||
| Profitability |
Community State Bank
Galva, IL |
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| 5-Year Return on Average Assets | 1.33% | |||
| Net Income | 2.82M | |||
| Net Interest Spread | 3.89% | |||
| Operating Profit to Average Assets | 1.60% | |||
| Overhead Efficiency Ratio | 55.17% | |||
| Return on Assets | 1.52% | |||
| Return on Equity | 14.76% | |||