Fall River Five Cents Savings Bank
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.4 on a scale of 0 to 10).
Other Rating Factors:
A current level of 2.2 percent of nonperforming loans to core capital combined with 1.2 percent from a year earlier contributes to the Excellent asset quality (8.7). Good current capitalization (6.4 on a scale of 0 to 10) based on a risk-based capital ratio of 12.0 and a capital leverage ratio of 8.4.
Asset Mix:
Home mtgs (33%), comm re (24%), securities (14%), comm loans (7%), cash (4%), home eq lns (3%), consumer loans (1%), other (15%)
States with Branches:
MA, RI
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
BankFive, MHC
Investment Rating
--
Address
79 North Main Street
Fall River, MA 02720
Fall River, MA 02720
Phone Number
(774) 888-6100
Year Founded
1855
FDIC Number
Website
Largest Affiliates
No affiliate information available.