C
Fall River Five Cents Savings Bank
Rating Date
October 2025
Risk Based
Capital Ratio
12.03
Leverage
Ratio
8.55
Return On
Assets
0.28%
Total
Assets
1.88B
Capital
128.34M
Total
Deposits
1.35B
Net
Income
2.61M
My Lists My Alerts
Weiss Ratings Fall River Five Cents Savings Bank
Fall River, MA 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating C
Asset Quality Index 8.20
Capitalization Index 6.50
Liquidity Index 2.90
Profitability Index 0.10
Stability Index 4.60
Company Info Fall River Five Cents Savings Bank
Fall River, MA 		Click to
Compare		 Click to
Compare		 Click to
Compare
FDIC Number 23286
Phone Number (774) 888-6100
Website www.bankfive.com
Asset Quality Fall River Five Cents Savings Bank
Fall River, MA 		Click to
Compare		 Click to
Compare		 Click to
Compare
1-Year Asset Growth 0.81%
5-Year Asset Growth 15.01%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 0.31%
Non-Performing Loans to Capital 3.44%
Non-Performing Loans to Loans 0.39%
Balance Sheet Fall River Five Cents Savings Bank
Fall River, MA 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 1.88B
Total Deposits 1.35B
Capital and Reserves Fall River Five Cents Savings Bank
Fall River, MA 		Click to
Compare		 Click to
Compare		 Click to
Compare
Capital 128.34M
Leverage Ratio 8.55
Loan Loss Reserves to Loans 0.64%
Risk-Based Capital Ratio 12.03
Liquidity Fall River Five Cents Savings Bank
Fall River, MA 		Click to
Compare		 Click to
Compare		 Click to
Compare
Hot Money Ratio 24.84%
Liquidity Ratio 7.98%
Profitability Fall River Five Cents Savings Bank
Fall River, MA 		Click to
Compare		 Click to
Compare		 Click to
Compare
5-Year Return on Average Assets 0.59%
Net Income 2.61M
Net Interest Spread 2.06%
Operating Profit to Average Assets 0.36%
Overhead Efficiency Ratio 86.75%
Return on Assets 0.28%
Return on Equity 4.18%