B
Cape Cod Five Cents Savings Bank
HyannisMA
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Cape Cod Five Cents Savings Bank
Hyannis, MA
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Rating B
Asset Quality Index 8.80
Capitalization Index 9.00
Liquidity Index 2.90
Profitability Index 3.60
Stability Index 7.10
Company Info Cape Cod Five Cents Savings Bank
Hyannis, MA
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FDIC Number 23287
Phone Number (508) 240-0500
Website www.capecodfive.com
Asset Quality Cape Cod Five Cents Savings Bank
Hyannis, MA
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1-Year Asset Growth -0.90%
5-Year Asset Growth 11.21%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.29%
Non-Performing Loans to Capital 2.75%
Non-Performing Loans to Loans 0.37%
Balance Sheet Cape Cod Five Cents Savings Bank
Hyannis, MA
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Total Assets 5.70B
Total Deposits 4.65B
Capital and Reserves Cape Cod Five Cents Savings Bank
Hyannis, MA
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Capital 565.60M
Leverage Ratio 10.34
Loan Loss Reserves to Loans 0.50%
Risk-Based Capital Ratio 17.73
Liquidity Cape Cod Five Cents Savings Bank
Hyannis, MA
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Hot Money Ratio 16.10%
Liquidity Ratio 4.55%
Profitability Cape Cod Five Cents Savings Bank
Hyannis, MA
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5-Year Return on Average Assets 0.74%
Net Income 29.50M
Net Interest Spread 2.64%
Operating Profit to Average Assets 0.91%
Overhead Efficiency Ratio 71.09%
Return on Assets 0.70%
Return on Equity 7.12%