| Weiss Ratings |
Florence Bank
Florence, MA |
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| Rating | ||||
| Asset Quality Index | 8.70 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.20 | |||
| Profitability Index | 3.60 | |||
| Stability Index | 7.70 | |||
| Company Info |
Florence Bank
Florence, MA |
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| FDIC Number | 23293 | |||
| Phone Number | (413) 586-1300 | |||
| Website | www.florencebank.com | |||
| Asset Quality |
Florence Bank
Florence, MA |
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| 1-Year Asset Growth | 3.79% | |||
| 5-Year Asset Growth | 3.47% | |||
| 5-Year Charge-Offs to Average Loans | 0.02% | |||
| Charge-Offs to Average Loans | 0.01% | |||
| Non-Performing Assets to Assets | 0.29% | |||
| Non-Performing Loans to Capital | 2.27% | |||
| Non-Performing Loans to Loans | 0.46% | |||
| Balance Sheet |
Florence Bank
Florence, MA |
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| Total Assets | 2.01B | |||
| Total Deposits | 1.79B | |||
| Capital and Reserves |
Florence Bank
Florence, MA |
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| Capital | 216.39M | |||
| Leverage Ratio | 12.23 | |||
| Loan Loss Reserves to Loans | 0.66% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Florence Bank
Florence, MA |
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| Hot Money Ratio | 21.49% | |||
| Liquidity Ratio | 25.31% | |||
| Profitability |
Florence Bank
Florence, MA |
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| 5-Year Return on Average Assets | 0.70% | |||
| Net Income | 7.26M | |||
| Net Interest Spread | 2.80% | |||
| Operating Profit to Average Assets | 0.94% | |||
| Overhead Efficiency Ratio | 68.27% | |||
| Return on Assets | 0.72% | |||
| Return on Equity | 6.83% | |||