C
Salem Five Cents Savings Bank
SalemMA
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Salem Five Cents Savings Bank
Salem, MA
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Rating C
Asset Quality Index 7.70
Capitalization Index 7.60
Liquidity Index 2.10
Profitability Index 4.20
Stability Index 8.80
Company Info Salem Five Cents Savings Bank
Salem, MA
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FDIC Number 23296
Phone Number (800) 850-5000
Website www.salemfive.com
Asset Quality Salem Five Cents Savings Bank
Salem, MA
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1-Year Asset Growth 10.00%
5-Year Asset Growth 10.43%
5-Year Charge-Offs to Average Loans 0.03%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.35%
Non-Performing Loans to Capital 2.01%
Non-Performing Loans to Loans 0.31%
Balance Sheet Salem Five Cents Savings Bank
Salem, MA
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Total Assets 8.29B
Total Deposits 5.75B
Capital and Reserves Salem Five Cents Savings Bank
Salem, MA
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Capital 915.62M
Leverage Ratio 10.60
Loan Loss Reserves to Loans 1.10%
Risk-Based Capital Ratio 14.76
Liquidity Salem Five Cents Savings Bank
Salem, MA
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Hot Money Ratio 17.26%
Liquidity Ratio 3.75%
Profitability Salem Five Cents Savings Bank
Salem, MA
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5-Year Return on Average Assets 0.97%
Net Income 33.20M
Net Interest Spread 2.39%
Operating Profit to Average Assets 1.11%
Overhead Efficiency Ratio 60.41%
Return on Assets 0.83%
Return on Equity 7.37%