| Weiss Ratings |
Watertown Savings Bank
Watertown, MA |
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| Rating | ||||
| Asset Quality Index | 9.30 | |||
| Capitalization Index | 9.70 | |||
| Liquidity Index | 4.80 | |||
| Profitability Index | 3.40 | |||
| Stability Index | 7.50 | |||
| Company Info |
Watertown Savings Bank
Watertown, MA |
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| FDIC Number | 23298 | |||
| Phone Number | (617) 928-9000 | |||
| Website | www.watertownsavings.com | |||
| Asset Quality |
Watertown Savings Bank
Watertown, MA |
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| 1-Year Asset Growth | -2.88% | |||
| 5-Year Asset Growth | 0.76% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.05% | |||
| Non-Performing Loans to Capital | 1.23% | |||
| Non-Performing Loans to Loans | 0.12% | |||
| Balance Sheet |
Watertown Savings Bank
Watertown, MA |
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| Total Assets | 1.43B | |||
| Total Deposits | 1.25B | |||
| Capital and Reserves |
Watertown Savings Bank
Watertown, MA |
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| Capital | 165.24M | |||
| Leverage Ratio | 11.59 | |||
| Loan Loss Reserves to Loans | 0.30% | |||
| Risk-Based Capital Ratio | 29.07 | |||
| Liquidity |
Watertown Savings Bank
Watertown, MA |
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| Hot Money Ratio | 26.45% | |||
| Liquidity Ratio | 56.26% | |||
| Profitability |
Watertown Savings Bank
Watertown, MA |
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| 5-Year Return on Average Assets | 0.32% | |||
| Net Income | 9.09M | |||
| Net Interest Spread | 2.64% | |||
| Operating Profit to Average Assets | 0.79% | |||
| Overhead Efficiency Ratio | 71.21% | |||
| Return on Assets | 0.62% | |||
| Return on Equity | 5.78% | |||