| Weiss Ratings |
Watertown Savings Bank
Watertown, MA |
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| Rating | ||||
| Asset Quality Index | 9.20 | |||
| Capitalization Index | 8.40 | |||
| Liquidity Index | 4.70 | |||
| Profitability Index | 3.30 | |||
| Stability Index | 7.10 | |||
| Company Info |
Watertown Savings Bank
Watertown, MA |
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| FDIC Number | 23298 | |||
| Phone Number | (617) 928-9000 | |||
| Website | www.watertownsavings.com | |||
| Asset Quality |
Watertown Savings Bank
Watertown, MA |
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| 1-Year Asset Growth | 0.83% | |||
| 5-Year Asset Growth | 3.19% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.01% | |||
| Non-Performing Assets to Assets | 0.00% | |||
| Non-Performing Loans to Capital | 0.81% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
Watertown Savings Bank
Watertown, MA |
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| Total Assets | 1.48B | |||
| Total Deposits | 1.30B | |||
| Capital and Reserves |
Watertown Savings Bank
Watertown, MA |
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| Capital | 157.95M | |||
| Leverage Ratio | 11.02 | |||
| Loan Loss Reserves to Loans | 0.30% | |||
| Risk-Based Capital Ratio | 28.20 | |||
| Liquidity |
Watertown Savings Bank
Watertown, MA |
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| Hot Money Ratio | 27.18% | |||
| Liquidity Ratio | 57.97% | |||
| Profitability |
Watertown Savings Bank
Watertown, MA |
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| 5-Year Return on Average Assets | 0.32% | |||
| Net Income | 4.50M | |||
| Net Interest Spread | 2.56% | |||
| Operating Profit to Average Assets | 0.78% | |||
| Overhead Efficiency Ratio | 70.57% | |||
| Return on Assets | 0.60% | |||
| Return on Equity | 5.87% | |||