| Weiss Ratings |
Watertown Savings Bank
Watertown, MA |
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| Rating | ||||
| Asset Quality Index | 9.20 | |||
| Capitalization Index | 9.00 | |||
| Liquidity Index | 4.60 | |||
| Profitability Index | 3.40 | |||
| Stability Index | 7.20 | |||
| Company Info |
Watertown Savings Bank
Watertown, MA |
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| FDIC Number | 23298 | |||
| Phone Number | (617) 928-9000 | |||
| Website | www.watertownsavings.com | |||
| Asset Quality |
Watertown Savings Bank
Watertown, MA |
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| 1-Year Asset Growth | 0.64% | |||
| 5-Year Asset Growth | 3.19% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.01% | |||
| Non-Performing Assets to Assets | 0.04% | |||
| Non-Performing Loans to Capital | 1.06% | |||
| Non-Performing Loans to Loans | 0.09% | |||
| Balance Sheet |
Watertown Savings Bank
Watertown, MA |
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| Total Assets | 1.47B | |||
| Total Deposits | 1.29B | |||
| Capital and Reserves |
Watertown Savings Bank
Watertown, MA |
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| Capital | 161.78M | |||
| Leverage Ratio | 11.24 | |||
| Loan Loss Reserves to Loans | 0.30% | |||
| Risk-Based Capital Ratio | 28.63 | |||
| Liquidity |
Watertown Savings Bank
Watertown, MA |
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| Hot Money Ratio | 27.71% | |||
| Liquidity Ratio | 57.21% | |||
| Profitability |
Watertown Savings Bank
Watertown, MA |
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| 5-Year Return on Average Assets | 0.32% | |||
| Net Income | 6.88M | |||
| Net Interest Spread | 2.59% | |||
| Operating Profit to Average Assets | 0.80% | |||
| Overhead Efficiency Ratio | 70.28% | |||
| Return on Assets | 0.62% | |||
| Return on Equity | 5.90% | |||