Major Rating Factors:
A current level of 53.4 percent of nonperforming loans to core capital combined with 18.8 percent from a year earlier contributes to the Very Weak asset quality (0.0).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 15.2 and a capital leverage ratio of 14.3. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.3 on a scale of 0 to 10).
Asset Mix:
Comm loans (41%), comm re (21%), cash (13%), securities (2%), consumer loans (1%), home mtgs (0%), other (22%)
States with Branches:
OK
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Investment Rating
--
Address
517 Washington Street
Ryan, OK 73565
Ryan, OK 73565
Phone Number
(405) 531-9420
Year Founded
1906
FDIC Number
Website
Largest Affiliates
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