Major Rating Factors:
A current level of 20.0 percent of nonperforming loans to core capital combined with 13.6 percent from a year earlier contributes to the Fair asset quality (3.2).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 24.2 and a capital leverage ratio of 15.8. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.7 on a scale of 0 to 10).
Asset Mix:
Comm re (39%), cash (17%), comm loans (7%), securities (4%), home mtgs (1%), consumer loans (0%), other (31%)
States with Branches:
OK
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Investment Rating
--
Address
517 Washington Street
Ryan, OK 73565
Ryan, OK 73565
Phone Number
(405) 531-9420
Year Founded
1906
FDIC Number
Website
Largest Affiliates
No affiliate information available.