D
Peoples Bank & Trust Company
RyanOK
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Peoples Bank & Trust Company
Ryan, OK
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Rating D
Asset Quality Index 2.00
Capitalization Index 10.00
Liquidity Index 0.20
Profitability Index 2.10
Stability Index 7.70
Company Info Peoples Bank & Trust Company
Ryan, OK
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FDIC Number 2331
Phone Number (405) 531-9420
Website www.peoplesbankusa.com
Asset Quality Peoples Bank & Trust Company
Ryan, OK
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1-Year Asset Growth 7.21%
5-Year Asset Growth -2.52%
5-Year Charge-Offs to Average Loans 0.53%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 3.25%
Non-Performing Loans to Capital 16.22%
Non-Performing Loans to Loans 4.45%
Balance Sheet Peoples Bank & Trust Company
Ryan, OK
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Total Assets 45.32M
Total Deposits 32.88M
Capital and Reserves Peoples Bank & Trust Company
Ryan, OK
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Capital 9.75M
Leverage Ratio 19.41
Loan Loss Reserves to Loans 1.65%
Risk-Based Capital Ratio 25.08
Liquidity Peoples Bank & Trust Company
Ryan, OK
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Hot Money Ratio 59.76%
Liquidity Ratio 21.70%
Profitability Peoples Bank & Trust Company
Ryan, OK
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5-Year Return on Average Assets 1.51%
Net Income -148.00K
Net Interest Spread 4.95%
Operating Profit to Average Assets -0.59%
Overhead Efficiency Ratio 102.76%
Return on Assets -1.80%
Return on Equity -9.68%