B
Pocahontas State Bank
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Pocahontas State Bank
Pocahontas, IA
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Rating B
Asset Quality Index 8.00
Capitalization Index 10.00
Liquidity Index 1.70
Profitability Index 5.90
Stability Index 8.10
Company Info Pocahontas State Bank
Pocahontas, IA
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FDIC Number 234
Phone Number (712) 335-3567
Website www.pocahontasstatebank.com
Asset Quality Pocahontas State Bank
Pocahontas, IA
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1-Year Asset Growth 2.45%
5-Year Asset Growth 3.48%
5-Year Charge-Offs to Average Loans 0.13%
Charge-Offs to Average Loans 0.08%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Pocahontas State Bank
Pocahontas, IA
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Total Assets 114.67M
Total Deposits 82.04M
Capital and Reserves Pocahontas State Bank
Pocahontas, IA
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Capital 31.66M
Leverage Ratio 26.87
Loan Loss Reserves to Loans 0.72%
Risk-Based Capital Ratio --
Liquidity Pocahontas State Bank
Pocahontas, IA
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Hot Money Ratio 28.78%
Liquidity Ratio 88.79%
Profitability Pocahontas State Bank
Pocahontas, IA
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5-Year Return on Average Assets 1.49%
Net Income 927.00K
Net Interest Spread 3.16%
Operating Profit to Average Assets 1.64%
Overhead Efficiency Ratio 34.89%
Return on Assets 1.56%
Return on Equity 5.89%