B
Pocahontas State Bank
Rating Date
June 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Pocahontas State Bank
Pocahontas, IA
Click to
Compare
Click to
Compare
Click to
Compare
Rating B
Asset Quality Index 8.10
Capitalization Index 10.00
Liquidity Index 2.50
Profitability Index 5.60
Stability Index 8.40
Company Info Pocahontas State Bank
Pocahontas, IA
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 234
Phone Number (712) 335-3567
Website www.pocahontasstatebank.com
Asset Quality Pocahontas State Bank
Pocahontas, IA
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 4.81%
5-Year Asset Growth 3.48%
5-Year Charge-Offs to Average Loans 0.13%
Charge-Offs to Average Loans 0.16%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Pocahontas State Bank
Pocahontas, IA
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 122.51M
Total Deposits 90.20M
Capital and Reserves Pocahontas State Bank
Pocahontas, IA
Click to
Compare
Click to
Compare
Click to
Compare
Capital 31.52M
Leverage Ratio 25.78
Loan Loss Reserves to Loans 0.74%
Risk-Based Capital Ratio --
Liquidity Pocahontas State Bank
Pocahontas, IA
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 26.37%
Liquidity Ratio 90.55%
Profitability Pocahontas State Bank
Pocahontas, IA
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 1.49%
Net Income 467.00K
Net Interest Spread 3.08%
Operating Profit to Average Assets 1.63%
Overhead Efficiency Ratio 34.49%
Return on Assets 1.56%
Return on Equity 5.96%