First Fidelity Bank
Major Rating Factors:
Excellent current capitalization (8.8 on a scale of 0 to 10) and a capital leverage ratio of 10.2. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.5 on a scale of 0 to 10).
Other Rating Factors:
A current level of 3.2 percent of nonperforming loans to core capital combined with 4.8 percent from a year earlier contributes to the Good asset quality (6.1). Operating profits as a percentage of assets at 1.5%, coupled with a return on assets of 1.1 has resulted in Good (5.3) profitability.
Asset Mix:
Comm re (40%), securities (21%), consumer loans (8%), home mtgs (7%), comm loans (7%), cash (2%), home eq lns (2%), other (14%)
States with Branches:
AZ, CO, OK
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
First Fidelity Bancorp, Inc.
Investment Rating
--
Address
5100 North Classen Boulevard
Oklahoma City, OK 73118
Oklahoma City, OK 73118
Phone Number
(405) 416-2222
Year Founded
1920
FDIC Number
Website
Largest Affiliates
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