First Fidelity Bank
Major Rating Factors:
Excellent current capitalization (8.3 on a scale of 0 to 10) and a capital leverage ratio of 9.8. A current level of 3.7 percent of nonperforming loans to core capital combined with 2.1 percent from a year earlier contributes to the Good asset quality (6.9).
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.7 on a scale of 0 to 10). Operating profits as a percentage of assets at 0.9%, coupled with a return on assets of 0.7 has resulted in Fair (4.0) profitability.
Asset Mix:
Comm re (36%), securities (22%), consumer loans (9%), comm loans (7%), home mtgs (7%), cash (5%), home eq lns (2%), other (12%)
States with Branches:
AZ, CO, OK
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
First Fidelity Bancorp, Inc.
Investment Rating
--
Address
5100 North Classen Boulevard
Oklahoma City, OK 73118
Oklahoma City, OK 73118
Phone Number
(405) 416-2222
Year Founded
1920
FDIC Number
Website
Largest Affiliates
No affiliate information available.