C
The American National Bank of Texas
TerrellTX
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The American National Bank of Texas
Terrell, TX
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Rating C
Asset Quality Index 8.70
Capitalization Index 6.70
Liquidity Index 3.90
Profitability Index 2.70
Stability Index 4.10
Company Info The American National Bank of Texas
Terrell, TX
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FDIC Number 23474
Phone Number (972) 524-3411
Website www.anbtx.com
Asset Quality The American National Bank of Texas
Terrell, TX
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1-Year Asset Growth 0.82%
5-Year Asset Growth 11.82%
5-Year Charge-Offs to Average Loans 0.05%
Charge-Offs to Average Loans 0.04%
Non-Performing Assets to Assets 0.07%
Non-Performing Loans to Capital 0.65%
Non-Performing Loans to Loans 0.11%
Balance Sheet The American National Bank of Texas
Terrell, TX
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Total Assets 5.51B
Total Deposits 4.71B
Capital and Reserves The American National Bank of Texas
Terrell, TX
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Capital 284.18M
Leverage Ratio 8.70
Loan Loss Reserves to Loans 1.19%
Risk-Based Capital Ratio 13.54
Liquidity The American National Bank of Texas
Terrell, TX
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Hot Money Ratio 8.39%
Liquidity Ratio 20.98%
Profitability The American National Bank of Texas
Terrell, TX
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5-Year Return on Average Assets 0.77%
Net Income 13.95M
Net Interest Spread 2.52%
Operating Profit to Average Assets 0.60%
Overhead Efficiency Ratio 77.89%
Return on Assets 0.48%
Return on Equity 10.60%