C
Municipal Trust and Savings Bank
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
14.21
Return On
Assets
2.85%
Total
Assets
355.04M
Capital
53.12M
Total
Deposits
282.00M
Net
Income
10.17M
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Weiss Ratings Municipal Trust and Savings Bank
Bourbonnais, IL 		Click to
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Rating C
Asset Quality Index 8.40
Capitalization Index 10.00
Liquidity Index 0.10
Profitability Index 10.00
Stability Index 3.70
Company Info Municipal Trust and Savings Bank
Bourbonnais, IL 		Click to
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FDIC Number 23546
Phone Number (815) 935-8000
Website www.municipalbank.com
Asset Quality Municipal Trust and Savings Bank
Bourbonnais, IL 		Click to
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1-Year Asset Growth 1.29%
5-Year Asset Growth 1.62%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.01%
Non-Performing Loans to Capital 0.09%
Non-Performing Loans to Loans 0.02%
Balance Sheet Municipal Trust and Savings Bank
Bourbonnais, IL 		Click to
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Total Assets 355.04M
Total Deposits 282.00M
Capital and Reserves Municipal Trust and Savings Bank
Bourbonnais, IL 		Click to
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Capital 53.12M
Leverage Ratio 14.21
Loan Loss Reserves to Loans 1.18%
Risk-Based Capital Ratio --
Liquidity Municipal Trust and Savings Bank
Bourbonnais, IL 		Click to
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Hot Money Ratio 17.59%
Liquidity Ratio 13.75%
Profitability Municipal Trust and Savings Bank
Bourbonnais, IL 		Click to
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5-Year Return on Average Assets 2.20%
Net Income 10.17M
Net Interest Spread 4.66%
Operating Profit to Average Assets 3.00%
Overhead Efficiency Ratio 38.78%
Return on Assets 2.85%
Return on Equity 17.68%