C
Municipal Trust and Savings Bank
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
16.93
Return On
Assets
3.03%
Total
Assets
348.18M
Capital
58.94M
Total
Deposits
274.72M
Net
Income
7.99M
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Weiss Ratings Municipal Trust and Savings Bank
Bourbonnais, IL 		Click to
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Rating C
Asset Quality Index 8.30
Capitalization Index 10.00
Liquidity Index 0.10
Profitability Index 10.00
Stability Index 3.70
Company Info Municipal Trust and Savings Bank
Bourbonnais, IL 		Click to
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FDIC Number 23546
Phone Number (815) 935-8000
Website www.municipalbank.com
Asset Quality Municipal Trust and Savings Bank
Bourbonnais, IL 		Click to
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1-Year Asset Growth -0.81%
5-Year Asset Growth 2.40%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.01%
Non-Performing Loans to Capital 0.07%
Non-Performing Loans to Loans 0.02%
Balance Sheet Municipal Trust and Savings Bank
Bourbonnais, IL 		Click to
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Total Assets 348.18M
Total Deposits 274.72M
Capital and Reserves Municipal Trust and Savings Bank
Bourbonnais, IL 		Click to
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Capital 58.94M
Leverage Ratio 16.93
Loan Loss Reserves to Loans 1.18%
Risk-Based Capital Ratio --
Liquidity Municipal Trust and Savings Bank
Bourbonnais, IL 		Click to
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Hot Money Ratio 18.06%
Liquidity Ratio 12.39%
Profitability Municipal Trust and Savings Bank
Bourbonnais, IL 		Click to
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5-Year Return on Average Assets 2.20%
Net Income 7.99M
Net Interest Spread 4.60%
Operating Profit to Average Assets 3.18%
Overhead Efficiency Ratio 35.79%
Return on Assets 3.03%
Return on Equity 18.36%