C
Municipal Trust and Savings Bank
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
15.56
Return On
Assets
2.93%
Total
Assets
382.22M
Capital
58.54M
Total
Deposits
305.73M
Net
Income
5.42M
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Weiss Ratings Municipal Trust and Savings Bank
Bourbonnais, IL 		Click to
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Rating C
Asset Quality Index 8.40
Capitalization Index 10.00
Liquidity Index 0.30
Profitability Index 10.00
Stability Index 3.70
Company Info Municipal Trust and Savings Bank
Bourbonnais, IL 		Click to
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FDIC Number 23546
Phone Number (815) 935-8000
Website www.municipalbank.com
Asset Quality Municipal Trust and Savings Bank
Bourbonnais, IL 		Click to
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1-Year Asset Growth 7.90%
5-Year Asset Growth 1.62%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.03%
Non-Performing Loans to Capital 0.16%
Non-Performing Loans to Loans 0.04%
Balance Sheet Municipal Trust and Savings Bank
Bourbonnais, IL 		Click to
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Total Assets 382.22M
Total Deposits 305.73M
Capital and Reserves Municipal Trust and Savings Bank
Bourbonnais, IL 		Click to
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Capital 58.54M
Leverage Ratio 15.56
Loan Loss Reserves to Loans 1.17%
Risk-Based Capital Ratio --
Liquidity Municipal Trust and Savings Bank
Bourbonnais, IL 		Click to
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Hot Money Ratio 17.18%
Liquidity Ratio 23.25%
Profitability Municipal Trust and Savings Bank
Bourbonnais, IL 		Click to
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5-Year Return on Average Assets 2.29%
Net Income 5.42M
Net Interest Spread 4.69%
Operating Profit to Average Assets 3.12%
Overhead Efficiency Ratio 36.19%
Return on Assets 2.93%
Return on Equity 19.41%