E
Mauch Chunk Trust Company
Rating Date
April 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Loading...
Major Rating Factors: Operating profits as a percentage of assets at 0.3%, coupled with a return on assets of 0.3 has resulted in Very Weak (0.3) profitability. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Weak overall stability index (2.9 on a scale of 0 to 10).
Other Rating Factors: Fair liquidity 3.9, driven by a liquidity ratio of 14.1 percent and a “hot money” ratio of 17.7 percent. Good current capitalization (5.2 on a scale of 0 to 10) based on a risk-based capital ratio of 14.1 and a capital leverage ratio of 7.2.
Asset Mix: Securities (45%), home mtgs (17%), comm re (9%), comm loans (8%), home eq lns (2%), cash (1%), consumer loans (0%), other (18%)
States with Branches: PA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Liquidity
Liquidity Ratio
Hot Money
Corporate Info
Group Affiliation
Mauch Chunk Trust Financial Corp.
Investment Rating
Address
1111 North Street
Jim Thorpe, PA 18229
Phone Number
(570) 325-2265
Year Founded
1902
FDIC Number
Largest Affiliates
No affiliate information available.