Mauch Chunk Trust Company
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Very Weak overall stability index (0.3 on a scale of 0 to 10). Operating profits as a percentage of assets at 0.1%, coupled with a return on assets of 0.1 has resulted in Weak (2.1) profitability.
Other Rating Factors:
Fair liquidity 3.9, driven by a liquidity ratio of 16.8 percent and a “hot money” ratio of 16.4 percent. Good current capitalization (5.7 on a scale of 0 to 10) based on a risk-based capital ratio of 15.6 and a capital leverage ratio of 7.7.
Asset Mix:
Securities (41%), home mtgs (16%), comm re (11%), comm loans (7%), home eq lns (2%), cash (1%), consumer loans (0%), other (22%)
States with Branches:
PA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Mauch Chunk Trust Financial Corp.
Investment Rating
Address
1111 North Street
Jim Thorpe, PA 18229
Jim Thorpe, PA 18229
Phone Number
(570) 325-2265
Year Founded
1902
FDIC Number
Website
Largest Affiliates
No affiliate information available.