B
Lamar National Bank
ParisTX
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Lamar National Bank
Paris, TX
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Rating B
Asset Quality Index 8.70
Capitalization Index 9.40
Liquidity Index 2.80
Profitability Index 3.70
Stability Index 4.10
Company Info Lamar National Bank
Paris, TX
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FDIC Number 23597
Phone Number (903) 785-0701
Website www.lamarnationalbank.com
Asset Quality Lamar National Bank
Paris, TX
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1-Year Asset Growth -0.95%
5-Year Asset Growth 21.13%
5-Year Charge-Offs to Average Loans 0.13%
Charge-Offs to Average Loans 0.06%
Non-Performing Assets to Assets 0.29%
Non-Performing Loans to Capital 1.41%
Non-Performing Loans to Loans 0.14%
Balance Sheet Lamar National Bank
Paris, TX
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Total Assets 368.79M
Total Deposits 330.92M
Capital and Reserves Lamar National Bank
Paris, TX
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Capital 30.91M
Leverage Ratio 10.61
Loan Loss Reserves to Loans 1.28%
Risk-Based Capital Ratio --
Liquidity Lamar National Bank
Paris, TX
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Hot Money Ratio 12.61%
Liquidity Ratio 20.27%
Profitability Lamar National Bank
Paris, TX
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5-Year Return on Average Assets 0.55%
Net Income 1.84M
Net Interest Spread 4.21%
Operating Profit to Average Assets 0.79%
Overhead Efficiency Ratio 78.93%
Return on Assets 0.66%
Return on Equity 8.56%