C
Berkshire Bank
Rating Date
June 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Berkshire Bank
Pittsfield, MA
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Rating C
Asset Quality Index 7.40
Capitalization Index 9.00
Liquidity Index 1.00
Profitability Index 3.90
Stability Index 6.50
Company Info Berkshire Bank
Pittsfield, MA
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FDIC Number 23621
Phone Number (800) 773-5601
Website www.berkshirebank.com
Asset Quality Berkshire Bank
Pittsfield, MA
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1-Year Asset Growth -1.05%
5-Year Asset Growth -1.39%
5-Year Charge-Offs to Average Loans 0.30%
Charge-Offs to Average Loans 0.15%
Non-Performing Assets to Assets 0.59%
Non-Performing Loans to Capital 3.67%
Non-Performing Loans to Loans 0.84%
Balance Sheet Berkshire Bank
Pittsfield, MA
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Total Assets 12.01B
Total Deposits 10.03B
Capital and Reserves Berkshire Bank
Pittsfield, MA
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Capital 1.16B
Leverage Ratio 10.44
Loan Loss Reserves to Loans 1.24%
Risk-Based Capital Ratio 14.15
Liquidity Berkshire Bank
Pittsfield, MA
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Hot Money Ratio 18.27%
Liquidity Ratio 11.31%
Profitability Berkshire Bank
Pittsfield, MA
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5-Year Return on Average Assets -0.21%
Net Income 27.59M
Net Interest Spread 3.29%
Operating Profit to Average Assets 1.25%
Overhead Efficiency Ratio 62.58%
Return on Assets 0.93%
Return on Equity 9.66%