C
Berkshire Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Berkshire Bank
Pittsfield, MA
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Rating C
Asset Quality Index 7.20
Capitalization Index 9.30
Liquidity Index 1.20
Profitability Index 4.60
Stability Index 4.30
Company Info Berkshire Bank
Pittsfield, MA
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FDIC Number 23621
Phone Number (800) 773-5601
Website www.berkshirebank.com
Asset Quality Berkshire Bank
Pittsfield, MA
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1-Year Asset Growth -1.53%
5-Year Asset Growth -1.39%
5-Year Charge-Offs to Average Loans 0.30%
Charge-Offs to Average Loans 0.15%
Non-Performing Assets to Assets 0.72%
Non-Performing Loans to Capital 4.08%
Non-Performing Loans to Loans 1.01%
Balance Sheet Berkshire Bank
Pittsfield, MA
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Total Assets 12.03B
Total Deposits 10.14B
Capital and Reserves Berkshire Bank
Pittsfield, MA
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Capital 1.18B
Leverage Ratio 10.59
Loan Loss Reserves to Loans 1.23%
Risk-Based Capital Ratio 14.23
Liquidity Berkshire Bank
Pittsfield, MA
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Hot Money Ratio 18.76%
Liquidity Ratio 10.88%
Profitability Berkshire Bank
Pittsfield, MA
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5-Year Return on Average Assets -0.21%
Net Income 59.99M
Net Interest Spread 3.32%
Operating Profit to Average Assets 1.37%
Overhead Efficiency Ratio 60.22%
Return on Assets 1.01%
Return on Equity 10.38%