C
The Washington Trust Company of Westerly
Rating Date
April 2025
Risk Based
Capital Ratio
12.37
Leverage
Ratio
8.06
Return On
Assets
-0.36%
Total
Assets
6.94B
Capital
516.57M
Total
Deposits
5.12B
Net
Income
-26.34M
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Weiss Ratings The Washington Trust Company of Westerly
Westerly, RI 		Click to
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Rating C
Asset Quality Index 6.60
Capitalization Index 6.10
Liquidity Index 3.00
Profitability Index 1.50
Stability Index 6.30
Company Info The Washington Trust Company of Westerly
Westerly, RI 		Click to
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FDIC Number 23623
Phone Number (401) 348-1210
Website www.washtrust.com
Asset Quality The Washington Trust Company of Westerly
Westerly, RI 		Click to
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1-Year Asset Growth -3.71%
5-Year Asset Growth 6.21%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.04%
Non-Performing Assets to Assets 0.41%
Non-Performing Loans to Capital 4.21%
Non-Performing Loans to Loans 0.52%
Balance Sheet The Washington Trust Company of Westerly
Westerly, RI 		Click to
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Total Assets 6.94B
Total Deposits 5.12B
Capital and Reserves The Washington Trust Company of Westerly
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Capital 516.57M
Leverage Ratio 8.06
Loan Loss Reserves to Loans 0.77%
Risk-Based Capital Ratio 12.37
Liquidity The Washington Trust Company of Westerly
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Hot Money Ratio 15.63%
Liquidity Ratio 12.05%
Profitability The Washington Trust Company of Westerly
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5-Year Return on Average Assets 1.16%
Net Income -26.34M
Net Interest Spread 1.88%
Operating Profit to Average Assets -0.50%
Overhead Efficiency Ratio 102.40%
Return on Assets -0.36%
Return on Equity -5.29%