C
The Washington Trust Company of Westerly
Rating Date
March 2026
Risk Based
Capital Ratio
12.79
Leverage
Ratio
8.53
Return On
Assets
0.79%
Total
Assets
6.62B
Capital
557.84M
Total
Deposits
5.28B
Net
Income
53.68M
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Weiss Ratings The Washington Trust Company of Westerly
Westerly, RI 		Click to
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Rating C
Asset Quality Index 7.60
Capitalization Index 6.50
Liquidity Index 2.90
Profitability Index 3.30
Stability Index 6.20
Company Info The Washington Trust Company of Westerly
Westerly, RI 		Click to
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FDIC Number 23623
Phone Number (401) 348-1210
Website www.washtrust.com
Asset Quality The Washington Trust Company of Westerly
Westerly, RI 		Click to
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1-Year Asset Growth -4.49%
5-Year Asset Growth 3.19%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.28%
Non-Performing Assets to Assets 0.31%
Non-Performing Loans to Capital 2.76%
Non-Performing Loans to Loans 0.40%
Balance Sheet The Washington Trust Company of Westerly
Westerly, RI 		Click to
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Total Assets 6.62B
Total Deposits 5.28B
Capital and Reserves The Washington Trust Company of Westerly
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Capital 557.84M
Leverage Ratio 8.53
Loan Loss Reserves to Loans 0.72%
Risk-Based Capital Ratio 12.79
Liquidity The Washington Trust Company of Westerly
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Hot Money Ratio 15.85%
Liquidity Ratio 11.08%
Profitability The Washington Trust Company of Westerly
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5-Year Return on Average Assets 0.82%
Net Income 53.68M
Net Interest Spread 2.42%
Operating Profit to Average Assets 1.02%
Overhead Efficiency Ratio 65.96%
Return on Assets 0.79%
Return on Equity 9.91%