C
The Washington Trust Company of Westerly
Rating Date
October 2025
Risk Based
Capital Ratio
12.73
Leverage
Ratio
8.31
Return On
Assets
0.73%
Total
Assets
6.72B
Capital
546.47M
Total
Deposits
5.23B
Net
Income
37.36M
My Lists My Alerts
Weiss Ratings The Washington Trust Company of Westerly
Westerly, RI 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating C
Asset Quality Index 7.40
Capitalization Index 6.30
Liquidity Index 3.10
Profitability Index 3.20
Stability Index 6.00
Company Info The Washington Trust Company of Westerly
Westerly, RI 		Click to
Compare		 Click to
Compare		 Click to
Compare
FDIC Number 23623
Phone Number (401) 348-1210
Website www.washtrust.com
Asset Quality The Washington Trust Company of Westerly
Westerly, RI 		Click to
Compare		 Click to
Compare		 Click to
Compare
1-Year Asset Growth -5.95%
5-Year Asset Growth 6.21%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.37%
Non-Performing Assets to Assets 0.38%
Non-Performing Loans to Capital 3.32%
Non-Performing Loans to Loans 0.50%
Balance Sheet The Washington Trust Company of Westerly
Westerly, RI 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 6.72B
Total Deposits 5.23B
Capital and Reserves The Washington Trust Company of Westerly
Westerly, RI 		Click to
Compare		 Click to
Compare		 Click to
Compare
Capital 546.47M
Leverage Ratio 8.31
Loan Loss Reserves to Loans 0.71%
Risk-Based Capital Ratio 12.73
Liquidity The Washington Trust Company of Westerly
Westerly, RI 		Click to
Compare		 Click to
Compare		 Click to
Compare
Hot Money Ratio 16.03%
Liquidity Ratio 12.60%
Profitability The Washington Trust Company of Westerly
Westerly, RI 		Click to
Compare		 Click to
Compare		 Click to
Compare
5-Year Return on Average Assets 0.82%
Net Income 37.36M
Net Interest Spread 2.36%
Operating Profit to Average Assets 0.94%
Overhead Efficiency Ratio 66.79%
Return on Assets 0.73%
Return on Equity 9.26%