C
The Washington Trust Company of Westerly
Rating Date
August 2026
Risk Based
Capital Ratio
13.15
Leverage
Ratio
8.92
Return On
Assets
0.89%
Total
Assets
6.55B
Capital
568.67M
Total
Deposits
5.36B
Net
Income
29.38M
My Lists My Alerts
Weiss Ratings The Washington Trust Company of Westerly
Westerly, RI 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating C
Asset Quality Index 6.90
Capitalization Index 6.90
Liquidity Index 2.90
Profitability Index 3.20
Stability Index 6.80
Company Info The Washington Trust Company of Westerly
Westerly, RI 		Click to
Compare		 Click to
Compare		 Click to
Compare
FDIC Number 23623
Phone Number (401) 348-1210
Website www.washtrust.com
Asset Quality The Washington Trust Company of Westerly
Westerly, RI 		Click to
Compare		 Click to
Compare		 Click to
Compare
1-Year Asset Growth -2.87%
5-Year Asset Growth 3.19%
5-Year Charge-Offs to Average Loans 0.07%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.72%
Non-Performing Loans to Capital 7.03%
Non-Performing Loans to Loans 0.92%
Balance Sheet The Washington Trust Company of Westerly
Westerly, RI 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 6.55B
Total Deposits 5.36B
Capital and Reserves The Washington Trust Company of Westerly
Westerly, RI 		Click to
Compare		 Click to
Compare		 Click to
Compare
Capital 568.67M
Leverage Ratio 8.92
Loan Loss Reserves to Loans 0.83%
Risk-Based Capital Ratio 13.15
Liquidity The Washington Trust Company of Westerly
Westerly, RI 		Click to
Compare		 Click to
Compare		 Click to
Compare
Hot Money Ratio 14.45%
Liquidity Ratio 10.95%
Profitability The Washington Trust Company of Westerly
Westerly, RI 		Click to
Compare		 Click to
Compare		 Click to
Compare
5-Year Return on Average Assets 0.73%
Net Income 29.38M
Net Interest Spread 2.68%
Operating Profit to Average Assets 1.13%
Overhead Efficiency Ratio 63.88%
Return on Assets 0.89%
Return on Equity 10.45%