C
The Washington Trust Company of Westerly
Rating Date
June 2025
Risk Based
Capital Ratio
13.01
Leverage
Ratio
8.38
Return On
Assets
0.73%
Total
Assets
6.59B
Capital
538.12M
Total
Deposits
5.04B
Net
Income
12.59M
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Weiss Ratings The Washington Trust Company of Westerly
Westerly, RI 		Click to
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Rating C
Asset Quality Index 7.10
Capitalization Index 6.40
Liquidity Index 3.00
Profitability Index 2.50
Stability Index 6.00
Company Info The Washington Trust Company of Westerly
Westerly, RI 		Click to
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FDIC Number 23623
Phone Number (401) 348-1210
Website www.washtrust.com
Asset Quality The Washington Trust Company of Westerly
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1-Year Asset Growth -9.16%
5-Year Asset Growth 6.21%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.18%
Non-Performing Assets to Assets 0.43%
Non-Performing Loans to Capital 4.06%
Non-Performing Loans to Loans 0.55%
Balance Sheet The Washington Trust Company of Westerly
Westerly, RI 		Click to
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Total Assets 6.59B
Total Deposits 5.04B
Capital and Reserves The Washington Trust Company of Westerly
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Capital 538.12M
Leverage Ratio 8.38
Loan Loss Reserves to Loans 0.80%
Risk-Based Capital Ratio 13.01
Liquidity The Washington Trust Company of Westerly
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Hot Money Ratio 16.17%
Liquidity Ratio 11.80%
Profitability The Washington Trust Company of Westerly
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5-Year Return on Average Assets 0.82%
Net Income 12.59M
Net Interest Spread 2.28%
Operating Profit to Average Assets 0.94%
Overhead Efficiency Ratio 70.72%
Return on Assets 0.73%
Return on Equity 9.55%