FMS Bank
Major Rating Factors:
A current level of 12.9 percent of nonperforming loans to core capital combined with 4.9 percent from a year earlier contributes to the Fair asset quality (3.7). Operating profits as a percentage of assets at 0.2%, coupled with a return on assets of 0.2 has resulted in Very Weak (0.8) profitability.
Other Rating Factors:
Excellent current capitalization (8.3 on a scale of 0 to 10) based on a risk-based capital ratio of 12.0 and a capital leverage ratio of 9.9. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.0 on a scale of 0 to 10).
Asset Mix:
Comm re (29%), comm loans (17%), securities (12%), home mtgs (10%), consumer loans (8%), home eq lns (8%), cash (3%), other (12%)
States with Branches:
CO
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Morgan Capital Corporation
Investment Rating
--
Address
520 Sherman Street
Fort Morgan, CO 80701
Fort Morgan, CO 80701
Phone Number
(970) 867-3319
Year Founded
1982
FDIC Number
Website
Largest Affiliates
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