C
FMS Bank
Rating Date
August 2026
Risk Based
Capital Ratio
12.04
Leverage
Ratio
9.85
Return On
Assets
0.20%
Total
Assets
324.82M
Capital
30.68M
Total
Deposits
291.83M
Net
Income
332.00K
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Weiss Ratings FMS Bank
Fort Morgan, CO 		Click to
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Rating C
Asset Quality Index 3.70
Capitalization Index 8.30
Liquidity Index 0.50
Profitability Index 0.80
Stability Index 6.00
Company Info FMS Bank
Fort Morgan, CO 		Click to
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FDIC Number 23764
Phone Number (970) 867-3319
Website www.fmsbank.com
Asset Quality FMS Bank
Fort Morgan, CO 		Click to
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1-Year Asset Growth 2.33%
5-Year Asset Growth 9.58%
5-Year Charge-Offs to Average Loans 0.30%
Charge-Offs to Average Loans 1.55%
Non-Performing Assets to Assets 1.25%
Non-Performing Loans to Capital 12.88%
Non-Performing Loans to Loans 1.54%
Balance Sheet FMS Bank
Fort Morgan, CO 		Click to
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Total Assets 324.82M
Total Deposits 291.83M
Capital and Reserves FMS Bank
Fort Morgan, CO 		Click to
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Capital 30.68M
Leverage Ratio 9.85
Loan Loss Reserves to Loans 1.55%
Risk-Based Capital Ratio 12.04
Liquidity FMS Bank
Fort Morgan, CO 		Click to
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Hot Money Ratio 28.22%
Liquidity Ratio 9.67%
Profitability FMS Bank
Fort Morgan, CO 		Click to
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5-Year Return on Average Assets 1.55%
Net Income 332.00K
Net Interest Spread 5.30%
Operating Profit to Average Assets 0.20%
Overhead Efficiency Ratio 74.59%
Return on Assets 0.20%
Return on Equity 2.15%