C
FMS Bank
Rating Date
March 2026
Risk Based
Capital Ratio
12.14
Leverage
Ratio
9.76
Return On
Assets
0.72%
Total
Assets
339.44M
Capital
32.03M
Total
Deposits
305.30M
Net
Income
2.39M
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Weiss Ratings FMS Bank
Fort Morgan, CO 		Click to
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Rating C
Asset Quality Index 4.00
Capitalization Index 8.10
Liquidity Index 0.90
Profitability Index 2.40
Stability Index 7.30
Company Info FMS Bank
Fort Morgan, CO 		Click to
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FDIC Number 23764
Phone Number (970) 867-3319
Website www.fmsbank.com
Asset Quality FMS Bank
Fort Morgan, CO 		Click to
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1-Year Asset Growth 5.16%
5-Year Asset Growth 9.65%
5-Year Charge-Offs to Average Loans 0.20%
Charge-Offs to Average Loans 1.10%
Non-Performing Assets to Assets 0.73%
Non-Performing Loans to Capital 8.31%
Non-Performing Loans to Loans 0.95%
Balance Sheet FMS Bank
Fort Morgan, CO 		Click to
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Total Assets 339.44M
Total Deposits 305.30M
Capital and Reserves FMS Bank
Fort Morgan, CO 		Click to
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Capital 32.03M
Leverage Ratio 9.76
Loan Loss Reserves to Loans 1.22%
Risk-Based Capital Ratio 12.14
Liquidity FMS Bank
Fort Morgan, CO 		Click to
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Hot Money Ratio 26.21%
Liquidity Ratio 14.59%
Profitability FMS Bank
Fort Morgan, CO 		Click to
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5-Year Return on Average Assets 1.66%
Net Income 2.39M
Net Interest Spread 5.47%
Operating Profit to Average Assets 0.72%
Overhead Efficiency Ratio 69.66%
Return on Assets 0.72%
Return on Equity 7.65%