| Weiss Ratings |
Commerce Bank
Laredo, TX |
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| Rating | ||||
| Asset Quality Index | 9.30 | |||
| Capitalization Index | 9.60 | |||
| Liquidity Index | 5.90 | |||
| Profitability Index | 9.30 | |||
| Stability Index | 6.30 | |||
| Company Info |
Commerce Bank
Laredo, TX |
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| FDIC Number | 23772 | |||
| Phone Number | (956) 724-1616 | |||
| Website | www.ibc.com | |||
| Asset Quality |
Commerce Bank
Laredo, TX |
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| 1-Year Asset Growth | 0.39% | |||
| 5-Year Asset Growth | 9.32% | |||
| 5-Year Charge-Offs to Average Loans | 0.11% | |||
| Charge-Offs to Average Loans | 0.05% | |||
| Non-Performing Assets to Assets | 0.00% | |||
| Non-Performing Loans to Capital | 0.52% | |||
| Non-Performing Loans to Loans | 0.01% | |||
| Balance Sheet |
Commerce Bank
Laredo, TX |
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| Total Assets | 736.50M | |||
| Total Deposits | 661.00M | |||
| Capital and Reserves |
Commerce Bank
Laredo, TX |
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| Capital | 70.89M | |||
| Leverage Ratio | 10.72 | |||
| Loan Loss Reserves to Loans | 1.78% | |||
| Risk-Based Capital Ratio | 30.99 | |||
| Liquidity |
Commerce Bank
Laredo, TX |
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| Hot Money Ratio | 35.44% | |||
| Liquidity Ratio | 81.38% | |||
| Profitability |
Commerce Bank
Laredo, TX |
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| 5-Year Return on Average Assets | 1.76% | |||
| Net Income | 11.02M | |||
| Net Interest Spread | 2.90% | |||
| Operating Profit to Average Assets | 2.39% | |||
| Overhead Efficiency Ratio | 33.64% | |||
| Return on Assets | 1.89% | |||
| Return on Equity | 17.15% | |||