| Weiss Ratings |
Commerce Bank
Laredo, TX |
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| Rating | ||||
| Asset Quality Index | 9.30 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 6.00 | |||
| Profitability Index | 9.30 | |||
| Stability Index | 6.30 | |||
| Company Info |
Commerce Bank
Laredo, TX |
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| FDIC Number | 23772 | |||
| Phone Number | (956) 724-1616 | |||
| Website | www.ibc.com | |||
| Asset Quality |
Commerce Bank
Laredo, TX |
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| 1-Year Asset Growth | 10.95% | |||
| 5-Year Asset Growth | 9.32% | |||
| 5-Year Charge-Offs to Average Loans | 0.11% | |||
| Charge-Offs to Average Loans | 0.10% | |||
| Non-Performing Assets to Assets | 0.00% | |||
| Non-Performing Loans to Capital | 0.44% | |||
| Non-Performing Loans to Loans | 0.01% | |||
| Balance Sheet |
Commerce Bank
Laredo, TX |
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| Total Assets | 754.40M | |||
| Total Deposits | 662.14M | |||
| Capital and Reserves |
Commerce Bank
Laredo, TX |
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| Capital | 87.64M | |||
| Leverage Ratio | 13.87 | |||
| Loan Loss Reserves to Loans | 1.85% | |||
| Risk-Based Capital Ratio | 39.67 | |||
| Liquidity |
Commerce Bank
Laredo, TX |
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| Hot Money Ratio | 34.33% | |||
| Liquidity Ratio | 84.11% | |||
| Profitability |
Commerce Bank
Laredo, TX |
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| 5-Year Return on Average Assets | 1.76% | |||
| Net Income | 3.59M | |||
| Net Interest Spread | 2.89% | |||
| Operating Profit to Average Assets | 2.36% | |||
| Overhead Efficiency Ratio | 32.66% | |||
| Return on Assets | 1.86% | |||
| Return on Equity | 17.12% | |||