| Weiss Ratings |
Commerce Bank
Laredo, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 9.20 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 5.60 | |||
| Profitability Index | 9.20 | |||
| Stability Index | 5.70 | |||
| Company Info |
Commerce Bank
Laredo, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 23772 | |||
| Phone Number | (956) 724-1616 | |||
| Website | www.ibc.com | |||
| Asset Quality |
Commerce Bank
Laredo, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | -0.07% | |||
| 5-Year Asset Growth | 5.29% | |||
| 5-Year Charge-Offs to Average Loans | 0.10% | |||
| Charge-Offs to Average Loans | 0.16% | |||
| Non-Performing Assets to Assets | 0.00% | |||
| Non-Performing Loans to Capital | 0.07% | |||
| Non-Performing Loans to Loans | 0.01% | |||
| Balance Sheet |
Commerce Bank
Laredo, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 762.49M | |||
| Total Deposits | 664.51M | |||
| Capital and Reserves |
Commerce Bank
Laredo, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 78.92M | |||
| Leverage Ratio | 12.28 | |||
| Loan Loss Reserves to Loans | 1.54% | |||
| Risk-Based Capital Ratio | 30.73 | |||
| Liquidity |
Commerce Bank
Laredo, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 36.05% | |||
| Liquidity Ratio | 77.30% | |||
| Profitability |
Commerce Bank
Laredo, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 1.81% | |||
| Net Income | 6.75M | |||
| Net Interest Spread | 2.85% | |||
| Operating Profit to Average Assets | 2.25% | |||
| Overhead Efficiency Ratio | 34.27% | |||
| Return on Assets | 1.77% | |||
| Return on Equity | 17.51% | |||