C
Carroll Bank and Trust
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Carroll Bank and Trust
Huntingdon, TN
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Rating C
Asset Quality Index 4.70
Capitalization Index 6.30
Liquidity Index 1.40
Profitability Index 5.20
Stability Index 4.90
Company Info Carroll Bank and Trust
Huntingdon, TN
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FDIC Number 2380
Phone Number (731) 986-4401
Website www.carrollbank.com
Asset Quality Carroll Bank and Trust
Huntingdon, TN
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1-Year Asset Growth 18.18%
5-Year Asset Growth 16.30%
5-Year Charge-Offs to Average Loans 0.04%
Charge-Offs to Average Loans 0.03%
Non-Performing Assets to Assets 0.86%
Non-Performing Loans to Capital 9.23%
Non-Performing Loans to Loans 1.17%
Balance Sheet Carroll Bank and Trust
Huntingdon, TN
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Total Assets 649.01M
Total Deposits 594.98M
Capital and Reserves Carroll Bank and Trust
Huntingdon, TN
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Capital 48.42M
Leverage Ratio 8.29
Loan Loss Reserves to Loans 0.80%
Risk-Based Capital Ratio 12.65
Liquidity Carroll Bank and Trust
Huntingdon, TN
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Hot Money Ratio 31.87%
Liquidity Ratio 13.31%
Profitability Carroll Bank and Trust
Huntingdon, TN
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5-Year Return on Average Assets 0.94%
Net Income 5.81M
Net Interest Spread 3.85%
Operating Profit to Average Assets 1.19%
Overhead Efficiency Ratio 69.79%
Return on Assets 0.97%
Return on Equity 13.27%