C
Carroll Bank and Trust
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Carroll Bank and Trust
Huntingdon, TN
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Rating C
Asset Quality Index 4.80
Capitalization Index 6.10
Liquidity Index 1.40
Profitability Index 5.20
Stability Index 4.30
Company Info Carroll Bank and Trust
Huntingdon, TN
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FDIC Number 2380
Phone Number (731) 986-4401
Website www.carrollbank.com
Asset Quality Carroll Bank and Trust
Huntingdon, TN
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1-Year Asset Growth 16.55%
5-Year Asset Growth 15.81%
5-Year Charge-Offs to Average Loans 0.04%
Charge-Offs to Average Loans 0.03%
Non-Performing Assets to Assets 0.85%
Non-Performing Loans to Capital 7.86%
Non-Performing Loans to Loans 1.14%
Balance Sheet Carroll Bank and Trust
Huntingdon, TN
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Total Assets 615.59M
Total Deposits 563.90M
Capital and Reserves Carroll Bank and Trust
Huntingdon, TN
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Capital 45.56M
Leverage Ratio 8.07
Loan Loss Reserves to Loans 0.79%
Risk-Based Capital Ratio 12.76
Liquidity Carroll Bank and Trust
Huntingdon, TN
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Hot Money Ratio 32.48%
Liquidity Ratio 13.77%
Profitability Carroll Bank and Trust
Huntingdon, TN
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5-Year Return on Average Assets 0.94%
Net Income 3.94M
Net Interest Spread 3.83%
Operating Profit to Average Assets 1.20%
Overhead Efficiency Ratio 70.01%
Return on Assets 0.89%
Return on Equity 12.33%