C
United Pacific Bank
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings United Pacific Bank
City of Industry, CA
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Rating C
Asset Quality Index 4.70
Capitalization Index 10.00
Liquidity Index 0.20
Profitability Index 4.30
Stability Index 3.70
Company Info United Pacific Bank
City of Industry, CA
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FDIC Number 23805
Phone Number (626) 965-6230
Website www.upbnet.com
Asset Quality United Pacific Bank
City of Industry, CA
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1-Year Asset Growth 8.25%
5-Year Asset Growth 0.80%
5-Year Charge-Offs to Average Loans -0.01%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.10%
Non-Performing Loans to Capital 11.12%
Non-Performing Loans to Loans 0.13%
Balance Sheet United Pacific Bank
City of Industry, CA
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Total Assets 191.04M
Total Deposits 156.80M
Capital and Reserves United Pacific Bank
City of Industry, CA
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Capital 32.27M
Leverage Ratio 17.39
Loan Loss Reserves to Loans 1.63%
Risk-Based Capital Ratio --
Liquidity United Pacific Bank
City of Industry, CA
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Hot Money Ratio 59.29%
Liquidity Ratio 17.78%
Profitability United Pacific Bank
City of Industry, CA
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5-Year Return on Average Assets 0.79%
Net Income 374.00K
Net Interest Spread 4.08%
Operating Profit to Average Assets 0.58%
Overhead Efficiency Ratio 85.90%
Return on Assets 0.40%
Return on Equity 2.33%