C
United Pacific Bank
Rating Date
June 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings United Pacific Bank
City of Industry, CA
Click to
Compare
Click to
Compare
Click to
Compare
Rating C
Asset Quality Index 7.30
Capitalization Index 10.00
Liquidity Index 0.20
Profitability Index 1.80
Stability Index 8.50
Company Info United Pacific Bank
City of Industry, CA
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 23805
Phone Number (626) 965-6230
Website www.upbnet.com
Asset Quality United Pacific Bank
City of Industry, CA
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 5.23%
5-Year Asset Growth 1.48%
5-Year Charge-Offs to Average Loans -0.01%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet United Pacific Bank
City of Industry, CA
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 164.14M
Total Deposits 131.86M
Capital and Reserves United Pacific Bank
City of Industry, CA
Click to
Compare
Click to
Compare
Click to
Compare
Capital 31.36M
Leverage Ratio 19.43
Loan Loss Reserves to Loans 2.19%
Risk-Based Capital Ratio --
Liquidity United Pacific Bank
City of Industry, CA
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 67.05%
Liquidity Ratio 19.06%
Profitability United Pacific Bank
City of Industry, CA
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.81%
Net Income 73.00K
Net Interest Spread 3.90%
Operating Profit to Average Assets 0.26%
Overhead Efficiency Ratio 93.82%
Return on Assets 0.18%
Return on Equity 0.93%