C
United Pacific Bank
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings United Pacific Bank
City of Industry, CA
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Rating C
Asset Quality Index 7.40
Capitalization Index 10.00
Liquidity Index 0.20
Profitability Index 1.90
Stability Index 8.20
Company Info United Pacific Bank
City of Industry, CA
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FDIC Number 23805
Phone Number (626) 965-6230
Website www.upbnet.com
Asset Quality United Pacific Bank
City of Industry, CA
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1-Year Asset Growth 13.38%
5-Year Asset Growth 1.48%
5-Year Charge-Offs to Average Loans -0.01%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet United Pacific Bank
City of Industry, CA
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Total Assets 176.48M
Total Deposits 142.60M
Capital and Reserves United Pacific Bank
City of Industry, CA
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Capital 31.57M
Leverage Ratio 18.45
Loan Loss Reserves to Loans 2.16%
Risk-Based Capital Ratio --
Liquidity United Pacific Bank
City of Industry, CA
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Hot Money Ratio 65.21%
Liquidity Ratio 23.89%
Profitability United Pacific Bank
City of Industry, CA
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5-Year Return on Average Assets 0.81%
Net Income 288.00K
Net Interest Spread 3.95%
Operating Profit to Average Assets 0.49%
Overhead Efficiency Ratio 87.95%
Return on Assets 0.35%
Return on Equity 1.84%