| Weiss Ratings |
Summit Bank
Oakland, CA |
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| Rating | ||||
| Asset Quality Index | 4.50 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.60 | |||
| Profitability Index | 4.90 | |||
| Stability Index | 8.90 | |||
| Company Info |
Summit Bank
Oakland, CA |
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| FDIC Number | 23864 | |||
| Phone Number | (510) 839-8800 | |||
| Website | www.summitbanking.com | |||
| Asset Quality |
Summit Bank
Oakland, CA |
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| 1-Year Asset Growth | -4.20% | |||
| 5-Year Asset Growth | 2.79% | |||
| 5-Year Charge-Offs to Average Loans | -0.01% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 2.72% | |||
| Non-Performing Loans to Capital | 13.98% | |||
| Non-Performing Loans to Loans | 3.96% | |||
| Balance Sheet |
Summit Bank
Oakland, CA |
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| Total Assets | 285.23M | |||
| Total Deposits | 227.08M | |||
| Capital and Reserves |
Summit Bank
Oakland, CA |
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| Capital | 48.59M | |||
| Leverage Ratio | 17.10 | |||
| Loan Loss Reserves to Loans | 3.52% | |||
| Risk-Based Capital Ratio | 24.28 | |||
| Liquidity |
Summit Bank
Oakland, CA |
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| Hot Money Ratio | 13.35% | |||
| Liquidity Ratio | 32.73% | |||
| Profitability |
Summit Bank
Oakland, CA |
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| 5-Year Return on Average Assets | 1.12% | |||
| Net Income | 2.36M | |||
| Net Interest Spread | 4.95% | |||
| Operating Profit to Average Assets | 1.54% | |||
| Overhead Efficiency Ratio | 66.17% | |||
| Return on Assets | 1.09% | |||
| Return on Equity | 6.53% | |||