| Weiss Ratings |
Summit Bank
Oakland, CA |
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| Rating | ||||
| Asset Quality Index | 6.90 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.60 | |||
| Profitability Index | 4.70 | |||
| Stability Index | 8.50 | |||
| Company Info |
Summit Bank
Oakland, CA |
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| FDIC Number | 23864 | |||
| Phone Number | (510) 839-8800 | |||
| Website | www.summitbanking.com | |||
| Asset Quality |
Summit Bank
Oakland, CA |
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| 1-Year Asset Growth | -5.19% | |||
| 5-Year Asset Growth | -1.80% | |||
| 5-Year Charge-Offs to Average Loans | -0.01% | |||
| Charge-Offs to Average Loans | 0.30% | |||
| Non-Performing Assets to Assets | 0.71% | |||
| Non-Performing Loans to Capital | 3.59% | |||
| Non-Performing Loans to Loans | 1.04% | |||
| Balance Sheet |
Summit Bank
Oakland, CA |
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| Total Assets | 278.78M | |||
| Total Deposits | 220.39M | |||
| Capital and Reserves |
Summit Bank
Oakland, CA |
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| Capital | 48.89M | |||
| Leverage Ratio | 16.78 | |||
| Loan Loss Reserves to Loans | 3.28% | |||
| Risk-Based Capital Ratio | 24.65 | |||
| Liquidity |
Summit Bank
Oakland, CA |
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| Hot Money Ratio | 12.70% | |||
| Liquidity Ratio | 32.74% | |||
| Profitability |
Summit Bank
Oakland, CA |
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| 5-Year Return on Average Assets | 1.12% | |||
| Net Income | 3.04M | |||
| Net Interest Spread | 5.01% | |||
| Operating Profit to Average Assets | 1.48% | |||
| Overhead Efficiency Ratio | 68.20% | |||
| Return on Assets | 1.05% | |||
| Return on Equity | 6.28% | |||