C
American Bank National Association
Waco,  TX
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings American Bank National Association
Waco, TX
Click to
Compare
Click to
Compare
Click to
Compare
Rating C
Asset Quality Index 8.70
Capitalization Index 9.80
Liquidity Index 1.30
Profitability Index 6.10
Stability Index 4.30
Company Info American Bank National Association
Waco, TX
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 23886
Phone Number (254) 412-2000
Website www.am.bank
Asset Quality American Bank National Association
Waco, TX
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 1.94%
5-Year Asset Growth 3.34%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.01%
Non-Performing Loans to Capital 0.07%
Non-Performing Loans to Loans 0.01%
Balance Sheet American Bank National Association
Waco, TX
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 625.22M
Total Deposits 557.11M
Capital and Reserves American Bank National Association
Waco, TX
Click to
Compare
Click to
Compare
Click to
Compare
Capital 65.89M
Leverage Ratio 10.86
Loan Loss Reserves to Loans 1.14%
Risk-Based Capital Ratio 15.84
Liquidity American Bank National Association
Waco, TX
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 15.90%
Liquidity Ratio 19.96%
Profitability American Bank National Association
Waco, TX
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 1.06%
Net Income 5.12M
Net Interest Spread 4.08%
Operating Profit to Average Assets 1.63%
Overhead Efficiency Ratio 59.93%
Return on Assets 1.63%
Return on Equity 15.84%