C
OneUnited Bank
Boston,  MA
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings OneUnited Bank
Boston, MA
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Rating C
Asset Quality Index 6.90
Capitalization Index 9.20
Liquidity Index 1.00
Profitability Index 0.70
Stability Index 5.10
Company Info OneUnited Bank
Boston, MA
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FDIC Number 23966
Phone Number (617) 457-4447
Website www.oneunited.com
Asset Quality OneUnited Bank
Boston, MA
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1-Year Asset Growth 5.13%
5-Year Asset Growth 2.85%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.27%
Non-Performing Loans to Capital 2.59%
Non-Performing Loans to Loans 0.42%
Balance Sheet OneUnited Bank
Boston, MA
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Total Assets 637.94M
Total Deposits 511.72M
Capital and Reserves OneUnited Bank
Boston, MA
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Capital 59.24M
Leverage Ratio 10.43
Loan Loss Reserves to Loans 0.39%
Risk-Based Capital Ratio --
Liquidity OneUnited Bank
Boston, MA
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Hot Money Ratio 46.42%
Liquidity Ratio 6.73%
Profitability OneUnited Bank
Boston, MA
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5-Year Return on Average Assets 0.34%
Net Income -2.69M
Net Interest Spread 2.28%
Operating Profit to Average Assets -1.12%
Overhead Efficiency Ratio 107.54%
Return on Assets -0.86%
Return on Equity -8.89%