C
OneUnited Bank
BostonMA
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings OneUnited Bank
Boston, MA
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Rating C
Asset Quality Index 7.70
Capitalization Index 10.00
Liquidity Index 0.50
Profitability Index 2.60
Stability Index 5.00
Company Info OneUnited Bank
Boston, MA
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FDIC Number 23966
Phone Number (617) 457-4447
Website www.oneunited.com
Asset Quality OneUnited Bank
Boston, MA
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1-Year Asset Growth 8.69%
5-Year Asset Growth 3.13%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 0.02%
Non-Performing Loans to Capital 0.23%
Non-Performing Loans to Loans 0.03%
Balance Sheet OneUnited Bank
Boston, MA
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Total Assets 622.45M
Total Deposits 530.71M
Capital and Reserves OneUnited Bank
Boston, MA
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Capital 62.34M
Leverage Ratio 11.17
Loan Loss Reserves to Loans 0.39%
Risk-Based Capital Ratio --
Liquidity OneUnited Bank
Boston, MA
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Hot Money Ratio 48.22%
Liquidity Ratio 12.57%
Profitability OneUnited Bank
Boston, MA
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5-Year Return on Average Assets 0.29%
Net Income 1.69M
Net Interest Spread 2.49%
Operating Profit to Average Assets 0.47%
Overhead Efficiency Ratio 101.60%
Return on Assets 0.37%
Return on Equity 3.79%