D
OneUnited Bank
BostonMA
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings OneUnited Bank
Boston, MA
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Rating D
Asset Quality Index 7.90
Capitalization Index 9.90
Liquidity Index 3.70
Profitability Index 0.10
Stability Index 4.80
Company Info OneUnited Bank
Boston, MA
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FDIC Number 23966
Phone Number (617) 457-4447
Website www.oneunited.com
Asset Quality OneUnited Bank
Boston, MA
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1-Year Asset Growth 0.71%
5-Year Asset Growth 2.85%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 0.08%
Non-Performing Loans to Capital 0.86%
Non-Performing Loans to Loans 0.14%
Balance Sheet OneUnited Bank
Boston, MA
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Total Assets 761.72M
Total Deposits 516.96M
Capital and Reserves OneUnited Bank
Boston, MA
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Capital 62.70M
Leverage Ratio 10.90
Loan Loss Reserves to Loans 0.40%
Risk-Based Capital Ratio --
Liquidity OneUnited Bank
Boston, MA
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Hot Money Ratio 47.65%
Liquidity Ratio 30.35%
Profitability OneUnited Bank
Boston, MA
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5-Year Return on Average Assets 0.29%
Net Income 1.39M
Net Interest Spread 2.42%
Operating Profit to Average Assets 0.29%
Overhead Efficiency Ratio 99.92%
Return on Assets 0.22%
Return on Equity 2.31%