| Weiss Ratings |
Minnesota Lakes Bank
Delano, MN |
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| Rating | ||||
| Asset Quality Index | 4.70 | |||
| Capitalization Index | 9.00 | |||
| Liquidity Index | 3.10 | |||
| Profitability Index | 2.60 | |||
| Stability Index | 6.10 | |||
| Company Info |
Minnesota Lakes Bank
Delano, MN |
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| FDIC Number | 23986 | |||
| Phone Number | (763) 972-3385 | |||
| Website | www.mnlb.bank/ | |||
| Asset Quality |
Minnesota Lakes Bank
Delano, MN |
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| 1-Year Asset Growth | -3.48% | |||
| 5-Year Asset Growth | -3.63% | |||
| 5-Year Charge-Offs to Average Loans | -0.01% | |||
| Charge-Offs to Average Loans | 1.68% | |||
| Non-Performing Assets to Assets | 0.51% | |||
| Non-Performing Loans to Capital | 5.57% | |||
| Non-Performing Loans to Loans | 0.81% | |||
| Balance Sheet |
Minnesota Lakes Bank
Delano, MN |
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| Total Assets | 128.78M | |||
| Total Deposits | 112.42M | |||
| Capital and Reserves |
Minnesota Lakes Bank
Delano, MN |
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| Capital | 15.22M | |||
| Leverage Ratio | 10.32 | |||
| Loan Loss Reserves to Loans | 0.68% | |||
| Risk-Based Capital Ratio | 16.19 | |||
| Liquidity |
Minnesota Lakes Bank
Delano, MN |
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| Hot Money Ratio | 6.86% | |||
| Liquidity Ratio | 26.15% | |||
| Profitability |
Minnesota Lakes Bank
Delano, MN |
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| 5-Year Return on Average Assets | 0.99% | |||
| Net Income | 1.14M | |||
| Net Interest Spread | 6.28% | |||
| Operating Profit to Average Assets | 0.95% | |||
| Overhead Efficiency Ratio | 67.90% | |||
| Return on Assets | 0.89% | |||
| Return on Equity | 7.61% | |||