| Weiss Ratings |
Minnesota Lakes Bank
Delano, MN |
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| Rating | ||||
| Asset Quality Index | 3.60 | |||
| Capitalization Index | 9.50 | |||
| Liquidity Index | 3.40 | |||
| Profitability Index | 6.80 | |||
| Stability Index | 6.00 | |||
| Company Info |
Minnesota Lakes Bank
Delano, MN |
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| FDIC Number | 23986 | |||
| Phone Number | (763) 972-3385 | |||
| Website | www.mnlb.bank/ | |||
| Asset Quality |
Minnesota Lakes Bank
Delano, MN |
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| 1-Year Asset Growth | 3.63% | |||
| 5-Year Asset Growth | -3.63% | |||
| 5-Year Charge-Offs to Average Loans | 0.34% | |||
| Charge-Offs to Average Loans | -0.18% | |||
| Non-Performing Assets to Assets | 1.23% | |||
| Non-Performing Loans to Capital | 14.09% | |||
| Non-Performing Loans to Loans | 2.63% | |||
| Balance Sheet |
Minnesota Lakes Bank
Delano, MN |
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| Total Assets | 129.76M | |||
| Total Deposits | 113.48M | |||
| Capital and Reserves |
Minnesota Lakes Bank
Delano, MN |
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| Capital | 15.23M | |||
| Leverage Ratio | 10.69 | |||
| Loan Loss Reserves to Loans | 1.19% | |||
| Risk-Based Capital Ratio | 17.99 | |||
| Liquidity |
Minnesota Lakes Bank
Delano, MN |
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| Hot Money Ratio | 8.00% | |||
| Liquidity Ratio | 28.64% | |||
| Profitability |
Minnesota Lakes Bank
Delano, MN |
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| 5-Year Return on Average Assets | 0.99% | |||
| Net Income | 917.00K | |||
| Net Interest Spread | 6.25% | |||
| Operating Profit to Average Assets | 1.55% | |||
| Overhead Efficiency Ratio | 67.20% | |||
| Return on Assets | 1.45% | |||
| Return on Equity | 12.08% | |||