| Weiss Ratings |
Minnesota Lakes Bank
Delano, MN |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 3.90 | |||
| Capitalization Index | 8.90 | |||
| Liquidity Index | 2.90 | |||
| Profitability Index | 1.90 | |||
| Stability Index | 5.40 | |||
| Company Info |
Minnesota Lakes Bank
Delano, MN |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 23986 | |||
| Phone Number | (763) 972-3385 | |||
| Website | www.mnlb.bank/ | |||
| Asset Quality |
Minnesota Lakes Bank
Delano, MN |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | -7.77% | |||
| 5-Year Asset Growth | 5.60% | |||
| 5-Year Charge-Offs to Average Loans | -0.01% | |||
| Charge-Offs to Average Loans | -0.01% | |||
| Non-Performing Assets to Assets | 1.58% | |||
| Non-Performing Loans to Capital | 13.51% | |||
| Non-Performing Loans to Loans | 2.44% | |||
| Balance Sheet |
Minnesota Lakes Bank
Delano, MN |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 127.27M | |||
| Total Deposits | 111.19M | |||
| Capital and Reserves |
Minnesota Lakes Bank
Delano, MN |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 14.90M | |||
| Leverage Ratio | 10.26 | |||
| Loan Loss Reserves to Loans | 2.31% | |||
| Risk-Based Capital Ratio | 16.40 | |||
| Liquidity |
Minnesota Lakes Bank
Delano, MN |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 6.63% | |||
| Liquidity Ratio | 17.48% | |||
| Profitability |
Minnesota Lakes Bank
Delano, MN |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.99% | |||
| Net Income | 587.00K | |||
| Net Interest Spread | 6.11% | |||
| Operating Profit to Average Assets | 0.63% | |||
| Overhead Efficiency Ratio | 67.79% | |||
| Return on Assets | 0.62% | |||
| Return on Equity | 5.27% | |||