| Weiss Ratings |
Country Bank for Savings
Ware, MA |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 5.60 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.70 | |||
| Profitability Index | 1.00 | |||
| Stability Index | 9.50 | |||
| Company Info |
Country Bank for Savings
Ware, MA |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 23992 | |||
| Phone Number | (413) 967-6221 | |||
| Website | www.countrybank.com | |||
| Asset Quality |
Country Bank for Savings
Ware, MA |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 6.68% | |||
| 5-Year Asset Growth | 3.48% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.01% | |||
| Non-Performing Assets to Assets | 2.25% | |||
| Non-Performing Loans to Capital | 9.91% | |||
| Non-Performing Loans to Loans | 2.96% | |||
| Balance Sheet |
Country Bank for Savings
Ware, MA |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 1.98B | |||
| Total Deposits | 1.45B | |||
| Capital and Reserves |
Country Bank for Savings
Ware, MA |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 289.96M | |||
| Leverage Ratio | 15.64 | |||
| Loan Loss Reserves to Loans | 0.97% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Country Bank for Savings
Ware, MA |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 17.58% | |||
| Liquidity Ratio | 21.29% | |||
| Profitability |
Country Bank for Savings
Ware, MA |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.83% | |||
| Net Income | 8.77M | |||
| Net Interest Spread | 2.83% | |||
| Operating Profit to Average Assets | 0.57% | |||
| Overhead Efficiency Ratio | 81.88% | |||
| Return on Assets | 0.45% | |||
| Return on Equity | 3.09% | |||