C
Country Bank for Savings
WareMA
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Country Bank for Savings
Ware, MA
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Rating C
Asset Quality Index 4.30
Capitalization Index 10.00
Liquidity Index 2.40
Profitability Index 3.20
Stability Index 8.70
Company Info Country Bank for Savings
Ware, MA
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FDIC Number 23992
Phone Number (413) 967-6221
Website www.countrybank.com
Asset Quality Country Bank for Savings
Ware, MA
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1-Year Asset Growth 11.30%
5-Year Asset Growth 3.48%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 2.16%
Non-Performing Loans to Capital 10.06%
Non-Performing Loans to Loans 2.77%
Balance Sheet Country Bank for Savings
Ware, MA
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Total Assets 2.15B
Total Deposits 1.50B
Capital and Reserves Country Bank for Savings
Ware, MA
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Capital 299.64M
Leverage Ratio 14.85
Loan Loss Reserves to Loans 0.92%
Risk-Based Capital Ratio --
Liquidity Country Bank for Savings
Ware, MA
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Hot Money Ratio 18.17%
Liquidity Ratio 7.73%
Profitability Country Bank for Savings
Ware, MA
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5-Year Return on Average Assets 0.75%
Net Income 4.93M
Net Interest Spread 3.03%
Operating Profit to Average Assets 0.61%
Overhead Efficiency Ratio 78.59%
Return on Assets 0.48%
Return on Equity 3.34%