C
Country Bank for Savings
WareMA
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Country Bank for Savings
Ware, MA
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Rating C
Asset Quality Index 4.40
Capitalization Index 10.00
Liquidity Index 2.20
Profitability Index 3.30
Stability Index 8.70
Company Info Country Bank for Savings
Ware, MA
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FDIC Number 23992
Phone Number (413) 967-6221
Website www.countrybank.com
Asset Quality Country Bank for Savings
Ware, MA
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1-Year Asset Growth 10.36%
5-Year Asset Growth 3.48%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 2.12%
Non-Performing Loans to Capital 9.87%
Non-Performing Loans to Loans 2.72%
Balance Sheet Country Bank for Savings
Ware, MA
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Total Assets 2.19B
Total Deposits 1.63B
Capital and Reserves Country Bank for Savings
Ware, MA
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Capital 306.40M
Leverage Ratio 14.72
Loan Loss Reserves to Loans 0.93%
Risk-Based Capital Ratio --
Liquidity Country Bank for Savings
Ware, MA
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Hot Money Ratio 18.64%
Liquidity Ratio 7.96%
Profitability Country Bank for Savings
Ware, MA
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5-Year Return on Average Assets 0.75%
Net Income 9.04M
Net Interest Spread 3.09%
Operating Profit to Average Assets 0.74%
Overhead Efficiency Ratio 75.56%
Return on Assets 0.57%
Return on Equity 4.05%