C
The Harbor Bank of Maryland
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Harbor Bank of Maryland
Baltimore, MD
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Rating C
Asset Quality Index 5.00
Capitalization Index 10.00
Liquidity Index 3.50
Profitability Index 2.60
Stability Index 6.90
Company Info The Harbor Bank of Maryland
Baltimore, MD
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FDIC Number 24015
Phone Number (410) 528-1801
Website www.theharborbank.com
Asset Quality The Harbor Bank of Maryland
Baltimore, MD
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1-Year Asset Growth -0.55%
5-Year Asset Growth 3.60%
5-Year Charge-Offs to Average Loans 0.04%
Charge-Offs to Average Loans 0.48%
Non-Performing Assets to Assets 2.27%
Non-Performing Loans to Capital 13.39%
Non-Performing Loans to Loans 4.06%
Balance Sheet The Harbor Bank of Maryland
Baltimore, MD
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Total Assets 380.38M
Total Deposits 328.19M
Capital and Reserves The Harbor Bank of Maryland
Baltimore, MD
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Capital 47.12M
Leverage Ratio 12.27
Loan Loss Reserves to Loans 1.20%
Risk-Based Capital Ratio --
Liquidity The Harbor Bank of Maryland
Baltimore, MD
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Hot Money Ratio 22.42%
Liquidity Ratio 35.42%
Profitability The Harbor Bank of Maryland
Baltimore, MD
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5-Year Return on Average Assets 0.49%
Net Income 856.00K
Net Interest Spread 4.46%
Operating Profit to Average Assets 0.27%
Overhead Efficiency Ratio 91.91%
Return on Assets 0.22%
Return on Equity 1.85%