Atascosa Bank
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.2 on a scale of 0 to 10). Operating profits as a percentage of assets at 0.7%, coupled with a return on assets of 0.6 has resulted in Weak (1.2) profitability.
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 15.3. A current level of 4.5 percent of nonperforming loans to core capital combined with 12.7 percent from a year earlier contributes to the Excellent asset quality (7.4).
Asset Mix:
Securities (55%), cash (17%), comm loans (7%), comm re (5%), home mtgs (3%), consumer loans (2%), other (11%)
States with Branches:
TX
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Investment Rating
--
Address
1525 West Oaklawn Road
Pleasanton, TX 78064
Pleasanton, TX 78064
Phone Number
(830) 569-2507
Year Founded
1982
FDIC Number
Website
Largest Affiliates
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