Atascosa Bank
Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 14.1. A current level of 5.6 percent of nonperforming loans to core capital contributes to the Excellent asset quality (7.6).
Other Rating Factors:
Good liquidity 6.0, driven by a liquidity ratio of 72.7 percent and a “hot money” ratio of 13.2 percent. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.6 on a scale of 0 to 10).
Asset Mix:
Securities (55%), cash (18%), comm loans (7%), comm re (4%), home mtgs (3%), consumer loans (2%), other (11%)
States with Branches:
TX
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Investment Rating
--
Address
1525 West Oaklawn Road
Pleasanton, TX 78064
Pleasanton, TX 78064
Phone Number
(830) 569-2507
Year Founded
1982
FDIC Number
Website
Largest Affiliates
No affiliate information available.