B
Citizens National Bank
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Citizens National Bank
Crockett, TX
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Rating B
Asset Quality Index 9.00
Capitalization Index 10.00
Liquidity Index 5.30
Profitability Index 2.10
Stability Index 6.70
Company Info Citizens National Bank
Crockett, TX
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FDIC Number 24085
Phone Number (936) 544-9661
Website www.cnbcrockett.com
Asset Quality Citizens National Bank
Crockett, TX
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1-Year Asset Growth -5.92%
5-Year Asset Growth 1.53%
5-Year Charge-Offs to Average Loans 0.04%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Citizens National Bank
Crockett, TX
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Total Assets 93.36M
Total Deposits 80.66M
Capital and Reserves Citizens National Bank
Crockett, TX
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Capital 10.89M
Leverage Ratio 13.79
Loan Loss Reserves to Loans 2.11%
Risk-Based Capital Ratio --
Liquidity Citizens National Bank
Crockett, TX
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Hot Money Ratio 3.35%
Liquidity Ratio 47.52%
Profitability Citizens National Bank
Crockett, TX
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5-Year Return on Average Assets 1.08%
Net Income 304.00K
Net Interest Spread 4.26%
Operating Profit to Average Assets 0.64%
Overhead Efficiency Ratio 86.17%
Return on Assets 0.64%
Return on Equity 5.80%