C
Ocean Bank
MiamiFL
Rating Date
June 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Ocean Bank
Miami, FL
Click to
Compare
Click to
Compare
Click to
Compare
Rating C
Asset Quality Index 7.30
Capitalization Index 8.30
Liquidity Index 1.50
Profitability Index 4.70
Stability Index 8.70
Company Info Ocean Bank
Miami, FL
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 24156
Phone Number (305) 442-2660
Website www.oceanbank.com
Asset Quality Ocean Bank
Miami, FL
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 9.24%
5-Year Asset Growth 11.15%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 0.18%
Non-Performing Loans to Capital 1.79%
Non-Performing Loans to Loans 0.22%
Balance Sheet Ocean Bank
Miami, FL
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 6.93B
Total Deposits 5.83B
Capital and Reserves Ocean Bank
Miami, FL
Click to
Compare
Click to
Compare
Click to
Compare
Capital 652.80M
Leverage Ratio 9.88
Loan Loss Reserves to Loans 1.40%
Risk-Based Capital Ratio 12.93
Liquidity Ocean Bank
Miami, FL
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 26.16%
Liquidity Ratio 19.36%
Profitability Ocean Bank
Miami, FL
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.92%
Net Income 15.26M
Net Interest Spread 3.31%
Operating Profit to Average Assets 1.19%
Overhead Efficiency Ratio 66.97%
Return on Assets 0.89%
Return on Equity 9.49%