C
Ocean Bank
MiamiFL
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Ocean Bank
Miami, FL
Click to
Compare
Click to
Compare
Click to
Compare
Rating C
Asset Quality Index 7.30
Capitalization Index 7.90
Liquidity Index 1.10
Profitability Index 4.60
Stability Index 4.30
Company Info Ocean Bank
Miami, FL
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 24156
Phone Number (305) 442-2660
Website www.oceanbank.com
Asset Quality Ocean Bank
Miami, FL
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 11.21%
5-Year Asset Growth 11.15%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.05%
Non-Performing Assets to Assets 0.20%
Non-Performing Loans to Capital 1.84%
Non-Performing Loans to Loans 0.25%
Balance Sheet Ocean Bank
Miami, FL
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 7.40B
Total Deposits 6.29B
Capital and Reserves Ocean Bank
Miami, FL
Click to
Compare
Click to
Compare
Click to
Compare
Capital 693.54M
Leverage Ratio 9.62
Loan Loss Reserves to Loans 1.38%
Risk-Based Capital Ratio 12.59
Liquidity Ocean Bank
Miami, FL
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 25.28%
Liquidity Ratio 18.99%
Profitability Ocean Bank
Miami, FL
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.92%
Net Income 47.82M
Net Interest Spread 3.32%
Operating Profit to Average Assets 1.18%
Overhead Efficiency Ratio 63.65%
Return on Assets 0.89%
Return on Equity 9.64%