C
Ocean Bank
Miami,  FL
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Ocean Bank
Miami, FL
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Rating C
Asset Quality Index 7.00
Capitalization Index 8.40
Liquidity Index 0.90
Profitability Index 5.20
Stability Index 4.30
Company Info Ocean Bank
Miami, FL
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FDIC Number 24156
Phone Number (305) 442-2660
Website www.oceanbank.com
Asset Quality Ocean Bank
Miami, FL
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1-Year Asset Growth 5.19%
5-Year Asset Growth 12.81%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.31%
Non-Performing Loans to Capital 2.82%
Non-Performing Loans to Loans 0.38%
Balance Sheet Ocean Bank
Miami, FL
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Total Assets 7.63B
Total Deposits 6.21B
Capital and Reserves Ocean Bank
Miami, FL
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Capital 733.77M
Leverage Ratio 9.96
Loan Loss Reserves to Loans 1.38%
Risk-Based Capital Ratio 12.66
Liquidity Ocean Bank
Miami, FL
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Hot Money Ratio 24.87%
Liquidity Ratio 16.25%
Profitability Ocean Bank
Miami, FL
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5-Year Return on Average Assets 0.96%
Net Income 40.78M
Net Interest Spread 3.40%
Operating Profit to Average Assets 1.42%
Overhead Efficiency Ratio 60.58%
Return on Assets 1.09%
Return on Equity 11.41%