B
Capitol National Bank
LansingMI
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Capitol National Bank
Lansing, MI
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Rating B
Asset Quality Index 7.50
Capitalization Index 10.00
Liquidity Index 3.10
Profitability Index 9.80
Stability Index 6.30
Company Info Capitol National Bank
Lansing, MI
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FDIC Number 24199
Phone Number (517) 484-5080
Website www.capitolnational.com/
Asset Quality Capitol National Bank
Lansing, MI
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1-Year Asset Growth -9.42%
5-Year Asset Growth 12.60%
5-Year Charge-Offs to Average Loans -0.04%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.08%
Non-Performing Loans to Capital 0.24%
Non-Performing Loans to Loans 0.11%
Balance Sheet Capitol National Bank
Lansing, MI
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Total Assets 203.35M
Total Deposits 167.70M
Capital and Reserves Capitol National Bank
Lansing, MI
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Capital 31.13M
Leverage Ratio 15.31
Loan Loss Reserves to Loans 2.92%
Risk-Based Capital Ratio --
Liquidity Capitol National Bank
Lansing, MI
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Hot Money Ratio 5.91%
Liquidity Ratio 34.74%
Profitability Capitol National Bank
Lansing, MI
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5-Year Return on Average Assets 1.42%
Net Income 2.87M
Net Interest Spread 5.33%
Operating Profit to Average Assets 2.41%
Overhead Efficiency Ratio 56.61%
Return on Assets 1.95%
Return on Equity 12.88%