Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 14.7. A current level of 0.0 percent of nonperforming loans to core capital combined with 0.0 percent from a year earlier contributes to the Excellent asset quality (8.6).
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.1 on a scale of 0 to 10). Fair liquidity 3.6, driven by a liquidity ratio of 56.2 percent and a “hot money” ratio of 58.0 percent.
Asset Mix:
Cash (48%), comm re (29%), home mtgs (18%), consumer loans (1%), comm loans (0%), other (5%)
States with Branches:
CA, TX
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Greater Pacific Bancshares
Investment Rating
--
Address
15141 East Whittier Boulevard
Whittier, CA 90603
Whittier, CA 90603
Phone Number
(562) 945-7553
Year Founded
1982
FDIC Number
Website
Largest Affiliates
No affiliate information available.