B
Llano National Bank
LlanoTX
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Llano National Bank
Llano, TX
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Rating B
Asset Quality Index 8.60
Capitalization Index 10.00
Liquidity Index 3.30
Profitability Index 4.90
Stability Index 6.60
Company Info Llano National Bank
Llano, TX
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FDIC Number 24305
Phone Number (325) 247-5701
Website www.llanonationalbank.com/
Asset Quality Llano National Bank
Llano, TX
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1-Year Asset Growth 0.64%
5-Year Asset Growth 10.48%
5-Year Charge-Offs to Average Loans 0.04%
Charge-Offs to Average Loans 0.09%
Non-Performing Assets to Assets 0.38%
Non-Performing Loans to Capital 2.90%
Non-Performing Loans to Loans 0.68%
Balance Sheet Llano National Bank
Llano, TX
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Total Assets 296.14M
Total Deposits 261.54M
Capital and Reserves Llano National Bank
Llano, TX
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Capital 28.81M
Leverage Ratio 12.62
Loan Loss Reserves to Loans 2.25%
Risk-Based Capital Ratio --
Liquidity Llano National Bank
Llano, TX
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Hot Money Ratio 18.02%
Liquidity Ratio 23.22%
Profitability Llano National Bank
Llano, TX
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5-Year Return on Average Assets 1.20%
Net Income 2.35M
Net Interest Spread 3.55%
Operating Profit to Average Assets 1.17%
Overhead Efficiency Ratio 68.80%
Return on Assets 1.05%
Return on Equity 12.21%