C
First Credit Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First Credit Bank
Los Angeles, CA
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Rating C
Asset Quality Index 6.10
Capitalization Index 10.00
Liquidity Index 0.60
Profitability Index 8.30
Stability Index 3.70
Company Info First Credit Bank
Los Angeles, CA
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FDIC Number 24332
Phone Number (310) 273-2500
Website www.cafcb.com
Asset Quality First Credit Bank
Los Angeles, CA
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1-Year Asset Growth -6.81%
5-Year Asset Growth 5.34%
5-Year Charge-Offs to Average Loans 0.20%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 2.64%
Non-Performing Loans to Capital 5.42%
Non-Performing Loans to Loans 3.51%
Balance Sheet First Credit Bank
Los Angeles, CA
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Total Assets 524.06M
Total Deposits 270.18M
Capital and Reserves First Credit Bank
Los Angeles, CA
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Capital 243.38M
Leverage Ratio 46.00
Loan Loss Reserves to Loans 3.17%
Risk-Based Capital Ratio 50.92
Liquidity First Credit Bank
Los Angeles, CA
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Hot Money Ratio 43.90%
Liquidity Ratio 34.78%
Profitability First Credit Bank
Los Angeles, CA
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5-Year Return on Average Assets 4.76%
Net Income 22.43M
Net Interest Spread 6.82%
Operating Profit to Average Assets 5.78%
Overhead Efficiency Ratio 19.16%
Return on Assets 5.64%
Return on Equity 12.74%