C
First Credit Bank
Rating Date
August 2026
Risk Based
Capital Ratio
49.05
Leverage
Ratio
47.61
Return On
Assets
4.41%
Total
Assets
515.84M
Capital
241.34M
Total
Deposits
265.29M
Net
Income
11.07M
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Weiss Ratings First Credit Bank
Los Angeles, CA 		Click to
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Rating C
Asset Quality Index 4.90
Capitalization Index 10.00
Liquidity Index 0.30
Profitability Index 9.50
Stability Index 3.70
Company Info First Credit Bank
Los Angeles, CA 		Click to
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FDIC Number 24332
Phone Number (310) 273-2500
Website www.cafcb.com
Asset Quality First Credit Bank
Los Angeles, CA 		Click to
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1-Year Asset Growth -1.98%
5-Year Asset Growth 2.80%
5-Year Charge-Offs to Average Loans 0.20%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 2.64%
Non-Performing Loans to Capital 5.41%
Non-Performing Loans to Loans 3.33%
Balance Sheet First Credit Bank
Los Angeles, CA 		Click to
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Total Assets 515.84M
Total Deposits 265.29M
Capital and Reserves First Credit Bank
Los Angeles, CA 		Click to
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Capital 241.34M
Leverage Ratio 47.61
Loan Loss Reserves to Loans 2.47%
Risk-Based Capital Ratio 49.05
Liquidity First Credit Bank
Los Angeles, CA 		Click to
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Hot Money Ratio 45.00%
Liquidity Ratio 25.81%
Profitability First Credit Bank
Los Angeles, CA 		Click to
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5-Year Return on Average Assets 5.33%
Net Income 11.07M
Net Interest Spread 6.58%
Operating Profit to Average Assets 4.64%
Overhead Efficiency Ratio 24.19%
Return on Assets 4.41%
Return on Equity 9.28%