C
First Credit Bank
Rating Date
June 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First Credit Bank
Los Angeles, CA
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Rating C
Asset Quality Index 6.00
Capitalization Index 10.00
Liquidity Index 0.50
Profitability Index 7.80
Stability Index 3.70
Company Info First Credit Bank
Los Angeles, CA
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FDIC Number 24332
Phone Number (310) 273-2500
Website www.cafcb.com
Asset Quality First Credit Bank
Los Angeles, CA
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1-Year Asset Growth -7.74%
5-Year Asset Growth 5.34%
5-Year Charge-Offs to Average Loans 0.20%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 2.53%
Non-Performing Loans to Capital 5.69%
Non-Performing Loans to Loans 3.27%
Balance Sheet First Credit Bank
Los Angeles, CA
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Total Assets 533.46M
Total Deposits 291.35M
Capital and Reserves First Credit Bank
Los Angeles, CA
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Capital 234.15M
Leverage Ratio 44.03
Loan Loss Reserves to Loans 3.41%
Risk-Based Capital Ratio 46.83
Liquidity First Credit Bank
Los Angeles, CA
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Hot Money Ratio 41.68%
Liquidity Ratio 31.33%
Profitability First Credit Bank
Los Angeles, CA
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5-Year Return on Average Assets 4.76%
Net Income 6.17M
Net Interest Spread 6.30%
Operating Profit to Average Assets 4.62%
Overhead Efficiency Ratio 21.77%
Return on Assets 4.65%
Return on Equity 10.68%