C
First Credit Bank
Rating Date
March 2026
Risk Based
Capital Ratio
50.33
Leverage
Ratio
45.71
Return On
Assets
5.87%
Total
Assets
500.52M
Capital
234.57M
Total
Deposits
259.39M
Net
Income
30.85M
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Weiss Ratings First Credit Bank
Los Angeles, CA 		Click to
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Rating C
Asset Quality Index 6.00
Capitalization Index 10.00
Liquidity Index 0.40
Profitability Index 9.80
Stability Index 3.70
Company Info First Credit Bank
Los Angeles, CA 		Click to
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FDIC Number 24332
Phone Number (310) 273-2500
Website www.cafcb.com
Asset Quality First Credit Bank
Los Angeles, CA 		Click to
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1-Year Asset Growth -6.32%
5-Year Asset Growth 2.80%
5-Year Charge-Offs to Average Loans 0.20%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 2.76%
Non-Performing Loans to Capital 5.65%
Non-Performing Loans to Loans 3.56%
Balance Sheet First Credit Bank
Los Angeles, CA 		Click to
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Total Assets 500.52M
Total Deposits 259.39M
Capital and Reserves First Credit Bank
Los Angeles, CA 		Click to
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Capital 234.57M
Leverage Ratio 45.71
Loan Loss Reserves to Loans 2.63%
Risk-Based Capital Ratio 50.33
Liquidity First Credit Bank
Los Angeles, CA 		Click to
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Hot Money Ratio 43.65%
Liquidity Ratio 28.56%
Profitability First Credit Bank
Los Angeles, CA 		Click to
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5-Year Return on Average Assets 4.76%
Net Income 30.85M
Net Interest Spread 6.69%
Operating Profit to Average Assets 5.99%
Overhead Efficiency Ratio 18.78%
Return on Assets 5.87%
Return on Equity 13.08%