C
First Credit Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First Credit Bank
Los Angeles, CA
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Rating C
Asset Quality Index 6.00
Capitalization Index 10.00
Liquidity Index 0.20
Profitability Index 8.30
Stability Index 3.70
Company Info First Credit Bank
Los Angeles, CA
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FDIC Number 24332
Phone Number (310) 273-2500
Website www.cafcb.com
Asset Quality First Credit Bank
Los Angeles, CA
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1-Year Asset Growth -6.48%
5-Year Asset Growth 5.34%
5-Year Charge-Offs to Average Loans 0.20%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 2.67%
Non-Performing Loans to Capital 5.66%
Non-Performing Loans to Loans 3.27%
Balance Sheet First Credit Bank
Los Angeles, CA
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Total Assets 526.24M
Total Deposits 282.36M
Capital and Reserves First Credit Bank
Los Angeles, CA
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Capital 234.58M
Leverage Ratio 44.16
Loan Loss Reserves to Loans 3.28%
Risk-Based Capital Ratio 45.45
Liquidity First Credit Bank
Los Angeles, CA
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Hot Money Ratio 43.55%
Liquidity Ratio 23.49%
Profitability First Credit Bank
Los Angeles, CA
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5-Year Return on Average Assets 4.76%
Net Income 12.92M
Net Interest Spread 6.51%
Operating Profit to Average Assets 5.03%
Overhead Efficiency Ratio 18.71%
Return on Assets 4.87%
Return on Equity 11.10%