C
First Credit Bank
Rating Date
April 2025
Risk Based
Capital Ratio
45.41
Leverage
Ratio
40.72
Return On
Assets
5.97%
Total
Assets
534.29M
Capital
227.92M
Total
Deposits
299.91M
Net
Income
34.08M
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Weiss Ratings First Credit Bank
Los Angeles, CA 		Click to
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Rating C
Asset Quality Index 6.60
Capitalization Index 10.00
Liquidity Index 0.50
Profitability Index 10.00
Stability Index 3.70
Company Info First Credit Bank
Los Angeles, CA 		Click to
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FDIC Number 24332
Phone Number (310) 273-2500
Website www.cafcb.com
Asset Quality First Credit Bank
Los Angeles, CA 		Click to
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1-Year Asset Growth -7.58%
5-Year Asset Growth 5.34%
5-Year Charge-Offs to Average Loans 0.80%
Charge-Offs to Average Loans 0.10%
Non-Performing Assets to Assets 0.38%
Non-Performing Loans to Capital 0.83%
Non-Performing Loans to Loans 0.49%
Balance Sheet First Credit Bank
Los Angeles, CA 		Click to
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Total Assets 534.29M
Total Deposits 299.91M
Capital and Reserves First Credit Bank
Los Angeles, CA 		Click to
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Capital 227.92M
Leverage Ratio 40.72
Loan Loss Reserves to Loans 3.37%
Risk-Based Capital Ratio 45.41
Liquidity First Credit Bank
Los Angeles, CA 		Click to
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Hot Money Ratio 37.94%
Liquidity Ratio 30.97%
Profitability First Credit Bank
Los Angeles, CA 		Click to
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5-Year Return on Average Assets 4.06%
Net Income 34.08M
Net Interest Spread 7.56%
Operating Profit to Average Assets 6.21%
Overhead Efficiency Ratio 13.01%
Return on Assets 5.97%
Return on Equity 14.75%