B
First Community Bank
Rating Date
June 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First Community Bank
Corpus Christi, TX
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Rating B
Asset Quality Index 8.00
Capitalization Index 10.00
Liquidity Index 1.90
Profitability Index 5.20
Stability Index 5.00
Company Info First Community Bank
Corpus Christi, TX
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FDIC Number 24353
Phone Number (361) 888-9310
Website www.fcbot.com
Asset Quality First Community Bank
Corpus Christi, TX
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1-Year Asset Growth 0.91%
5-Year Asset Growth 10.86%
5-Year Charge-Offs to Average Loans 0.04%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.46%
Non-Performing Loans to Capital 3.62%
Non-Performing Loans to Loans 0.64%
Balance Sheet First Community Bank
Corpus Christi, TX
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Total Assets 671.02M
Total Deposits 601.34M
Capital and Reserves First Community Bank
Corpus Christi, TX
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Capital 65.41M
Leverage Ratio 11.17
Loan Loss Reserves to Loans 1.57%
Risk-Based Capital Ratio 17.11
Liquidity First Community Bank
Corpus Christi, TX
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Hot Money Ratio 20.21%
Liquidity Ratio 20.88%
Profitability First Community Bank
Corpus Christi, TX
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5-Year Return on Average Assets 1.27%
Net Income 2.22M
Net Interest Spread 4.60%
Operating Profit to Average Assets 1.30%
Overhead Efficiency Ratio 73.60%
Return on Assets 1.30%
Return on Equity 13.81%